Tories-tells-us-the-necessity-of-recovery-without-the-fine-details
Feb
03
20108:32am | Brett Alegre-Wood
Tories tells us the necessity of recovery without the fine details
Welcome to this week's property news. George Osborne from the conservative party spoke up the necessity of recovery in a speech at the British Museum. He said the Tories would "rebuild" the economy on a "more solid foundations". Find out what he said in his speech and why the important details have been missed out.
NIESR warns of squeeze on disposable income, increase in unemployment and falling house prices... pretty much all negative. But what are the reasons behind these?
Lenders tells us the mortgage market has self corrected, they've cleaned up their act and there's no going back to "liar loans".
Finally, I'm really excited about the changes to our property guarantees. We're so confident with our letting team that we've extended our rental guarantee to 2 years. More details in the video and on Brett's latest blog.
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
To view the full video and the archive please register below
Why the Double Dip debate is split down the middle
Jul
20
2010
Just wanted to say sorry for the long wait on my overdue YPC Property News Update. But the good news is that the YPC studio has now been set up properly and so I'm back on board with updating you with the latest Property News.
Today's news has been loaded with speculative talks of a "Double Dip" Recession. Certainly, the theories thrown out there by the likes of the Guardian The Wall Street Journal or Financial Times, are possible, however, in this video I'll tell you why you shouldn't believe the hype of the media.
I will cover most of the online headlines regarding the possible double dip, the Sovereign Debt talks and the current House Price predictions that has been proposed for the next 10 years.
Last but not least, I have some exciting news to share with you today, we have a new senior member of staff joining YPC to take over 50% of what I do. Find out who and what they'll be doing by watching this video.
If you have any questions, please give the team a call on 0207 8121255 or on their mobiles.
Today's news has been loaded with speculative talks of a "Double Dip" Recession. Certainly, the theories thrown out there by the likes of the Guardian The Wall Street Journal or Financial Times, are possible, however, in this video I'll tell you why you shouldn't believe the hype of the media.
I will cover most of the online headlines regarding the possible double dip, the Sovereign Debt talks and the current House Price predictions that has been proposed for the next 10 years.
Last but not least, I have some exciting news to share with you today, we have a new senior member of staff joining YPC to take over 50% of what I do. Find out who and what they'll be doing by watching this video.
If you have any questions, please give the team a call on 0207 8121255 or on their mobiles.
Emergency Budget Release: Is it good news or bad news for buy-to-let investors?
Jun
22
2010
Here's the all-important Emergency Budget video that I promised I'd make today.
In the video, I cover what I consider the most important elements that will affect us as property investors, including the impact of the VAT, CGT increases, and how it may affect the housing market.
Overall, I must say I'm pretty happy about this budget and I think that it will get the UK economy back on the right track to growth, and the housing market back on its feet.
If you have any questions, please give us a call on 0207 812 1255.
In the video, I cover what I consider the most important elements that will affect us as property investors, including the impact of the VAT, CGT increases, and how it may affect the housing market.
Overall, I must say I'm pretty happy about this budget and I think that it will get the UK economy back on the right track to growth, and the housing market back on its feet.
If you have any questions, please give us a call on 0207 812 1255.
Entrepreneurs Vs Property Investors. Who will the new budget favour?
Jun
09
2010
Should smart property investors and entrepreneurs wait until the government releases the Emergency Budget? Is it time to form a strategy now or after the 22nd of June 2010?
Find out what the benefits are with the Bank of England holding interest rates at 0.5%. And why both the British Chamber of Commerce and BoE think it's essential to keep interest rate low through the recovering market.
I'll talk about the Government's new intentions to introduce Powerful Incentives to increase new house builds. FANTASTIC news for us but what are the issues surrounding this? Last but not least, there's talk of a 40% tax on 2nd home owners, shocked? Well, if you're investing in property for the long term then you're heading in the right direction, this shouldn't effect you and I'll tell why.
Click on and start watching this week's property news.
One last thing, I just wanted to say thank you to everyone that made it to YPC's 5th Annual Casino Gala Night, it was a fantastic turn out. There're some great pictures too and how to get hold of them.
If you have any questions, please give us a call on 0207 812 1255.
Find out what the benefits are with the Bank of England holding interest rates at 0.5%. And why both the British Chamber of Commerce and BoE think it's essential to keep interest rate low through the recovering market.
I'll talk about the Government's new intentions to introduce Powerful Incentives to increase new house builds. FANTASTIC news for us but what are the issues surrounding this? Last but not least, there's talk of a 40% tax on 2nd home owners, shocked? Well, if you're investing in property for the long term then you're heading in the right direction, this shouldn't effect you and I'll tell why.
Click on and start watching this week's property news.
One last thing, I just wanted to say thank you to everyone that made it to YPC's 5th Annual Casino Gala Night, it was a fantastic turn out. There're some great pictures too and how to get hold of them.
If you have any questions, please give us a call on 0207 812 1255.
Experts' predictions reviewed, capital gains tax (CGT) & the "herd"
Jun
03
2010
This week I'm talking house prices, GDP, capital gains tax (CGT) developments and the ethics of property investment. I'll look back at the experts' predictions from the start of the year and we've evaluate how they're faring. You might be surprised at how altogether 'un'expert they are.
We'll also delve in some depth at what's hot for investors considering to tippy-toe back into the market. Property is back on everyone's lips and the dull roar of the herd is beginning to be heard off in the distance. You know what this means - if you haven't got a plan you'll be the one left behind.
Also, our grand gala evening is tomorrow evening (saturday) - we're just about maxed out at 200 for the night, but we have just a few final tickets available if you'd love to come and join us. Give Mika a call on 0207 812 1255 for more details today!
We'll also delve in some depth at what's hot for investors considering to tippy-toe back into the market. Property is back on everyone's lips and the dull roar of the herd is beginning to be heard off in the distance. You know what this means - if you haven't got a plan you'll be the one left behind.
Also, our grand gala evening is tomorrow evening (saturday) - we're just about maxed out at 200 for the night, but we have just a few final tickets available if you'd love to come and join us. Give Mika a call on 0207 812 1255 for more details today!
The coming coalition impact on your property portfolio - are you ready?
May
20
2010
Just this week the Tories and the Liberal Democrats released the UK Coalition Program.
With dread, I picked it up and devoured it and today I'm going to discuss some of the issues around it.
In the video, I've drawn out some of the fundamental points that could affect your property portfolio, your investments, mortgages & pension funds. Affect how? I have my opinion and I share them in the video.
The main question that I wanted to ask this week is can the coalition stay together?... A lot of honesty is needed here for any of the new legislation to work. Can the parties hold down their differences and take the country out of the red? To be fair I think these are exciting times for us.
So until the next election in 2015 and beyond, see you here at the UK's largest property education blog for the latest of property and investment news!
If you have any questions, give the team a call - that number again is 0207 812 1255.
With dread, I picked it up and devoured it and today I'm going to discuss some of the issues around it.
In the video, I've drawn out some of the fundamental points that could affect your property portfolio, your investments, mortgages & pension funds. Affect how? I have my opinion and I share them in the video.
The main question that I wanted to ask this week is can the coalition stay together?... A lot of honesty is needed here for any of the new legislation to work. Can the parties hold down their differences and take the country out of the red? To be fair I think these are exciting times for us.
So until the next election in 2015 and beyond, see you here at the UK's largest property education blog for the latest of property and investment news!
If you have any questions, give the team a call - that number again is 0207 812 1255.
Save not borrow - Can the UK take a leaf from Australia?
Apr
28
2010
I am still in sunny Australia. This week I bring you the property news from the balcony across the Jupiters Casino in the Gold Coast.
So this week, we'll make a comparison between the UK and the Australian government to see why the Aussie's have so far stayed away from the recession. We'll take a look at some of the policies that are keeping their market stimulated.
Aus has been able to give money to pensioners and make tax deductions to simulate the economy whilst the UK has been borrowing. Should the UK government follow in the footsteps of the Australian's by running the country with a bulging savings account?
I've also been keeping my eye on the election and each party's policies. Don't you feel that we are being mislead? Is this an election tactic and will all policies change after the election?
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
So this week, we'll make a comparison between the UK and the Australian government to see why the Aussie's have so far stayed away from the recession. We'll take a look at some of the policies that are keeping their market stimulated.
Aus has been able to give money to pensioners and make tax deductions to simulate the economy whilst the UK has been borrowing. Should the UK government follow in the footsteps of the Australian's by running the country with a bulging savings account?
I've also been keeping my eye on the election and each party's policies. Don't you feel that we are being mislead? Is this an election tactic and will all policies change after the election?
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
Is the start of a General Election the end for Labour?
Apr
13
2010
I am bringing this week's property news from Phuket, Thailand as I am nearing to the end of my holiday.
So this week... the General Election has well and truly began with the battle between Labour and the Conservative heating up. Will it be home parliament all the way? Find out my thoughts and prediction for the winning team.
There's been a lot of talk about debts and deficits with the Darling mix up... to avoid a 'Darling', find out the distinction between the two and what the government is doing to reduce both.
We are on the up according to economists, house prices are now on par with prices from August 2007. It's fantastic news and great for a statistics perspective. But are our properties at this level yet? Lastly, as a nation we've paid off nearly £4bn worth of mortgage repayment, find out why you need make sure the money you've paid back is available when you need it most.
I'll be coming to you from Australia next week, so see you then! As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
So this week... the General Election has well and truly began with the battle between Labour and the Conservative heating up. Will it be home parliament all the way? Find out my thoughts and prediction for the winning team.
There's been a lot of talk about debts and deficits with the Darling mix up... to avoid a 'Darling', find out the distinction between the two and what the government is doing to reduce both.
We are on the up according to economists, house prices are now on par with prices from August 2007. It's fantastic news and great for a statistics perspective. But are our properties at this level yet? Lastly, as a nation we've paid off nearly £4bn worth of mortgage repayment, find out why you need make sure the money you've paid back is available when you need it most.
I'll be coming to you from Australia next week, so see you then! As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
Budget Special - A pre-election budget to win Labour votes?
Mar
25
2010
Following yesterday's budget speech from Alistair Darling, we look at some of today's headlines...
Stamp duty cut for first time buyers - is this really a good strategy to bring them onto the market or a way to prop up house prices to the £250k threshold? High earners are hit hardest with income tax hike, tax allowance restrictions and increase in stamp duty on homes over £1m. Should they be paying the debts of a bad government?
There's also the new £94bn lending target for RBS and Lloyds. Will this affect GDP and debt level, and will it take the country out of the red? How will this affect you as investors?
There is no doubt that this is a pre-election budget. I sat and read most of the 236 pages last night and nothing surprised me. And from today's many headlines... they all agree that it's business as usual. There's also prediction that some of the budget plans will be scrapped after the election - what are your thoughts on this?
Final thoughts from Brett - don't get distracted by the budget and the election... you need to look longer term and make sure you take care of your cash flow as interest rates will eventually go up. As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
Stamp duty cut for first time buyers - is this really a good strategy to bring them onto the market or a way to prop up house prices to the £250k threshold? High earners are hit hardest with income tax hike, tax allowance restrictions and increase in stamp duty on homes over £1m. Should they be paying the debts of a bad government?
There's also the new £94bn lending target for RBS and Lloyds. Will this affect GDP and debt level, and will it take the country out of the red? How will this affect you as investors?
There is no doubt that this is a pre-election budget. I sat and read most of the 236 pages last night and nothing surprised me. And from today's many headlines... they all agree that it's business as usual. There's also prediction that some of the budget plans will be scrapped after the election - what are your thoughts on this?
Final thoughts from Brett - don't get distracted by the budget and the election... you need to look longer term and make sure you take care of your cash flow as interest rates will eventually go up. As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
Are we facing a double-dip recession?
Mar
15
2010
We've been talking about a house price stall for a while and now into its second month, arguments have emerged on whether we'll be facing a double-dip. As people fears the worst, we'll take a look at the hard facts to see if there's actually anything to worry about.
Don't have time to read the eighty-eight page report on Financial Risk Outlook from the FSA? I'll show you what the report have to say and how you can read it in quarter of the time but still grasp a full understanding of the report.
Good news as banks undergo FSA stress test to ensure more capital is kept aside for various eventuality. Will it make it a safer place for investor?
The return of BTL remortgaging? Ray Boulger from Charcoal comments on the end of the remortgage desert and how we'll start to see better rates at higher LTVs, increase building society SVRs and energy back in the property market. Let's take a look at what we need to do to get back on track.
Brett's thought of the week - I predict the lull will be around until June / July as there's still lots of risks around with unemployment, public debt and the weak pound. But if you take a look between the worse case and best case scenario, we're still doing a lot better.
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
Don't have time to read the eighty-eight page report on Financial Risk Outlook from the FSA? I'll show you what the report have to say and how you can read it in quarter of the time but still grasp a full understanding of the report.
Good news as banks undergo FSA stress test to ensure more capital is kept aside for various eventuality. Will it make it a safer place for investor?
The return of BTL remortgaging? Ray Boulger from Charcoal comments on the end of the remortgage desert and how we'll start to see better rates at higher LTVs, increase building society SVRs and energy back in the property market. Let's take a look at what we need to do to get back on track.
Brett's thought of the week - I predict the lull will be around until June / July as there's still lots of risks around with unemployment, public debt and the weak pound. But if you take a look between the worse case and best case scenario, we're still doing a lot better.
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
What's all the fuss over credit rating?
Mar
04
2010
Welcome to this week's YPC Property News Update. Find out why the time is right to invest in a Residential Property Fund. With its high return on investment and only £10k initial outlay, we'll be foolish not to consider this type of investment.
Is the cold weather to blame for falling house prices? What about stamp duty relief and consumer confidence - do they not factor into the equation? We'll also take a look at how demand can drop like a stone but can also come back quickly.
CML urges for more new builds - lack of new homes and difficult access to mortgages have caused a decline in home ownership. So why are investors doing so well in this market? Perhaps first timers need to learn the disciplines of the investors.
Finally, this week's big headline: 'Is disaster looming for UK's credit rating?' UK borrows to survive and because we've brought on so much debt our credit rating maybe affected. How will this affect us on a day-to-day basis? What needs to be done to keep its AAA rating?
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.
Is the cold weather to blame for falling house prices? What about stamp duty relief and consumer confidence - do they not factor into the equation? We'll also take a look at how demand can drop like a stone but can also come back quickly.
CML urges for more new builds - lack of new homes and difficult access to mortgages have caused a decline in home ownership. So why are investors doing so well in this market? Perhaps first timers need to learn the disciplines of the investors.
Finally, this week's big headline: 'Is disaster looming for UK's credit rating?' UK borrows to survive and because we've brought on so much debt our credit rating maybe affected. How will this affect us on a day-to-day basis? What needs to be done to keep its AAA rating?
As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.