Brett's UK Budget 2013 Property Investors Analysis

Mar

21

2013
9:45am | Brett Alegre-Wood
Brett's UK Budget 2013 Property Investors Analysis

Hey guys,

In this video, Brett Alegre-Wood overviews the UK Budget 2013. Rather than go line by line he summarizes the important bits for property investors in the UK and abroad.

The 2 main things in the budget for investors is the Help to Buy Scheme which provides £3.5bn to help people get on the ladder and the £130bn Mortgage Guarantee that will help mortgages be more affordable and lenders be more at ease with lending at higher loan to values. Both programs should be a success...

This budget is a largely neutral budget, what is saved is spent... the chancellor is preferring to allow the natural market forces and time to solve the problems.

The summary is somewhat reminiscent of last years summary... Steady as she goes... Nothing in the budget should worry us nor would we jump up and down with excitement either.

Call the team on +44 (0)207 812 1255 or http://www.ypc-group.com or http://www.londonpropertyhotspots.com

Live with passion,
Brett Alegre-Wood

YPC Group is a leading UK property investment education and portfolio building service with offices and clients around the world. They specialise in London and UK new build and off plan property investment. Brett Alegre-Wood is a award winning and best selling author of The 3+1 Plan and is Founder and Chairman of the group.



 

25 Jul 2012 - What do I mean by a Stagnant Property market?

In this video Brett Alegre-Wood, Chairman of YPC Group, explains what a stagnant property market using the 'Property Trend Cycle'.

The Property Cycle is one of the most overlooked concepts in building a property portfolio yet it should be the first thing many property investors should understand. Brett explains how the property market prices are increasing and why he still calls it the stagnant stage of the cycle.

Watch this video and learn more about the Property Cycle; when is the best time to invest and when to hold off in building your property portfolio...

For more information or if you have any questions about today's news; call the team on +44 (0)207 812 1255, email us on info@ypc-group.com

Related video - 'What is the Property Cycle?'

Kayleigh Hemmings,
Office Administrator

24 Jul 2012 - Why do I say 7-10 properties in building a property portfolio?

In this video, Brett Alegre-Wood, Chairman of YPC Group, explains why 7-10 properties is the key in building a property portfolio.

In fact in this video he'll explain that 7-10 is just the practical application of 'The 3+1 Plan' and is more of a marketing concept than the reality of what you may create. Brett's question mark strategy i.e. 'How many properties do you need to fund the lifestyle you desire?' is much more important than 7-10!

So the question begs, how many properties do you need? Watch this short video for a quick and easy answer to this question.

For more information or if you have any questions about today's news; call the team on +44 (0)207 812 1255, email us on info@ypc-group.com

Related video - 'The best way to build a property portfolio'

Makeda Henry
Director of Client Services

23 Jul 2012 - Property Investment - Your Core Strategy - German Property vs. UK

In this video, Brett Alegre-Wood, Chairman of YPC Group, puts German property against UK property and discuss why they are totally different. He then goes on to explain his concept of having a 'Core Strategy' in building your property portfolio.

'Far too many people create a 'Dinner Party Portfolio' that's good for the dinner table but bad for investment returns.'

Watch this video and find out why investing in Germany is more of a Dinner Party Portfolio.

For more information or if you have any questions about today's news; call the team on +44 (0)207 812 1255, email us on info@ypc-group.com

Related video - 'Why now is the time to invest in London Property'

Fam Islam
Marketing Assistant

21 Jul 2012 - Why you need money to invest in property

In this video, Brett looks at the reasons why you need money to invest in properties and why 'No Money Down Property' schemes and other such strategies will generally end in tears.

We have seen too money people getting into trouble by investing without having enough money. We are a firm believer that if you do not have the level discipline to save at least the deposit, then you shouldn't be investing in property.

We can list at least 10 so called Property Gurus who fell over early in the recession because they build too quick, too big, within adhering to the principles of 'No Money Down'.

Watch this video to find out why you should avoid 'No Money Down' schemes and why you need money to invest in property..


For more information or if you have any questions about today's blog; call the team on +44 (0)207 812 1255, email us on info@ypc-group.com

Related video - 'How Much Capital Do You Need To Get Started In Property Investment?'

20 Jul 2012 - How to sack an incompetent Letting Agent

In this video, Brett Alegre-Wood, Chairman of YPC Group tells us how to sack a rental agent that isn't performing.

As you grow your portfolio you'll need to firstly be aware of an incompetent agent. They are one of the biggest considerations when renting a property and our team at Ezytrac Property Management can help you.

Now if you have a competent agent and your property is still not renting, then you may have to look at other consideration, like maybe your rent is too high?

For more information or if you have any questions about today's news; call the team on +44 (0)207 812 1255, email us on info@ypc-group.com

See related video - 'How Can Brett Guarantee To Let Every Property Within 6 Weeks?'

Makeda Henry,
Director of Client Services

19 Jul 2012 - How a UK Visa may affect you getting a mortgage

In this video, Brett Alegre-Wood, Chairman of YPC Group, discusses what to consider if you are living in the UK on a visa and how to find the right information if you're considering getting a mortgage.

So many lenders have different criterias so it pays to speak with a broker in any case. There are many things to consider, from the type of visa you are on to how much is left on your visa, watch this short video to find out more and avoid any stick situations...

For more information or if you have any questions about today's news; call the team on +44 (0)207 812 1255, email us on info@ypc-group.com

See related video - 'Buy To Let mortgage on the up'

Kayleigh Hemmings
Office Administrator

16 Jun 2012 - Brett's London and UK Property News Update: £140bn Funding for Lending Scheme

Hey guys,

Today we cover the £140 Billion Funding for Lending Scheme announced by the Bank of England and Treasury.

Finally the government and Bank of England has recognised the housing market and business by providing this vital incentive.

Don't fool yourself into thinking this money will go to poor credit risks, it will simply allow lending to continue under normal credit criteria while the banks restock their coffers after increased liquidity requirements (i.e. they need to keep more money against a rainy day).

For more information or if you have any questions about today's news; call the team on +44 (0)207 812 1255 or email us on info@ypc-group.com

Live with Passion,

Brett Alegre-Wood

13 Jun 2012 - What is a typical new build London property?

In this video, expert in building property portfolios, Brett Alegre-Wood answers: 'What is a typical new build London property'.

'This is a question I was asked at our recent webinar. What is the typical new build London Property that you should be investing in? Obviously there is a range but this video will uncover what makes up 80% of our London property investments.'

This short video tells you what makes a typical London new build property:

- a typical London property is going to be a leasehold apartment

- it's a 1 bed or 2 bedroom apartment

Watch this video to find out more and to get unique tips on how to invest in the London property market.

If you have any questions, don't hesitate to call us on +44 (0)207 812 1255 or email us on info@ypc-group.com

Kayleigh Hemmings
Office Administrator

YPC Group is a leading UK property investment, education and portfolio building service with offices and clients all around the world. We specialise in London and UK new build and off plan property investment. Brett Alegre-Wood is an award winning best selling author of The 3+1 Plan and is founder and Chairman of YPC Group.

If you'd like a free copy of his property investment book then simply download a copy at http://www.3plus1plan.com/free

To get more tips on property investment, see Related Video - Why new build/off plan property

28 Mar 2012 - Brett's London and UK Property News Update: Who on earth told you to invest in the Australian property market now?!

Controversial statement? Yes, but it needed to be said.

Brett gives his expert insight into the Australian property market, and tells you why now is the wrong time to invest there.

If you want a truthful report on the current state of the market, Brett is the best person to listen to.

In this short video he reveals the hype and BS that's being sold to the Asian market and why Australian's themselves aren't even investing there.

Although the UK and Aus property market are very similar in terms of regularity and stability, there is something that sets them apart right now. Find out exactly why in this video and learn why UK property market has picked up and is still rising.

And so the inevitable question hangs: 'when will the property market in Australia begin to boom for anybody to start investing?'. Have all of these questions answered now.

If you have any questions or comments, please use the comment box below. Alternatively email us on info@ypc-group.com or call us on +44 (0)207 812 1255.

Marketing Assistant,
Fahmida Islam

25 Mar 2012 - Brett's London and UK Property News Update: How will the 2012 Budget affect property investors in the UK?

Hey guys,

If you haven't had time to read the 2012 Budget, then watch this weeks Property News Update to get my expert review.

It's important that you stay clued-up on the budget every year, especially if you invest in the UK and London property market.

Watch this 8-min video:

- to learn how the 7% and 15% stamp duty charge will affect you when investing in London and UK property.

- to find out my view on whether Greece will get pushed out of the Euro or whether they should just opt out?

- finally... they've finally done it, I've been harping on since the start of the recession about the gov't introducing a programme for New Builds for first-time buyers, discover if this is a good or bad thing for the UK property market.

*Also, we have a surprise guest appearance in this week property news, (it's someone I hold close to my heart) so click play and don't miss out.*

Speak to a Property Consultant to get a clearer understanding and have your questions answered. Call the team now on +44(0)207 812 1255 or email us on info@ypc-group.com

Live with Passion,

Brett Alegre-Wood

02 Mar 2012 - Brett's London and UK Property News Update: Why now is the time to invest in London Property

Hey guys,

London's property prices are rising and London is in serious demand yet again.

International buyers are investing more and more into London property because they can see the massive capital gain. Obviously, UK based property buyers need to get on board fast, because you maybe missing out on the immediate return on investments.

Sure UK has lots of great properties, so why is it that I am stressing on investing in London property market now?

Watch this 7 minute video...

-to find out how and why house prices have gone up in London

-to find out why European countries (Greece in particular) are investing in London property and why it's their 'safe haven'

Lenders are back in the market with more products and more new lenders appearing. With so much more choice in the property market, it's all about finding the right property, the right strategy and right advice.

Give the team here at YPC Group a call and speak to a property consultant to get a clear understanding or have any questions answered: +44(0)207 812 1255.
Or email us on info@ypc-group.com

Makeda Henry
Director of Client Services

16 Feb 2012 - Brett's London and UK Property News Update: Buy to Let mortgage is on the up

Hey guys,

We're so excited to announce that Brett's UK & London Property News Update is back!

This week, Brett has filmed the update all the way from Australia, just before his next trip out to Singapore, where he's been busy running seminars, meetings and consulting property investors since early this year.

Watch this 5-min video update to:

-find out the latest and best mortgage offers in the UK/London

-to understand what the £50bln quantitative easing will do for you

-why buy to let investors are in favour to lenders

All this and much more in a 5-min video. Watch this video to be educated in no time about what's going on in the UK/London property market... fast

Any questions, please call the team on +44(0)207 812 1255 / email us on info@ypc-group.com or simply leave a comment in the box below!

Fam Islam
Marketing Assistant

14 Nov 2011 - Brett reporting from Malaysia, should we open up an office in Malaysia?

Hey guys,

Just shot this vid on my phone!

(I don't like it as much as our other cameras, but I think it turned out ok).

For those of you who don't know, I've been in Singapore for over a week now with client meetings and 2 seminars on 'London Property Goldrush: How Asia-based investors can invest smarter and for less'. 

As the pound remains fairly weak, Asian investors are having a field day investing in UK property. Property prices are sluggish and rents are raising more than ever in the capital.

And by the looks of it Malaysia seems to have plenty going on too. I've just hopped over here to meet some more clients wanting to invest in the UK and I've realised how much it is actually financially booming here!

Buildings are shooting up in every corner of Kuala Lumpur, cranes everywhere, and generally lots of country developments. You can see for yourself in my video.

With all the development and great opportunities hitting here in Malaysia, and investors still investing in the UK property market, it's obvious to see they've not really been affected by the recession. Now the question begs, should I set up an office here in Malaysia to make it easier for you to invest in the UK?

Let me know your thought, leave a comment here in the box below, email info@ypc-group.com or call on +44 (0)207 812 1255

Live with Passion,

Brett Alegre-Wood

07 Nov 2011 - How will the Euro affect you as an investor?

Hey guys,

This is a question that's been worrying investors and has been on the news for at least 6 months or so.

So... 'What's happening with the Euro?' 'What's going on with Greece?' and 'How will the potential break down of the Euro affect you as an investor?'

I want to tell you how and why you can forget about this and concentrate on what will directly impact you as property investors.

Watch this 10 minute video to have these questions and concerns answered:

-- how to be prepared for a Euro break down that can destroy your investments

-- how to protect yourself from the potential inflation risks due to quantitative easing (I go in-depth about this in the video)

-- what damage will inflation cause on your investment

-- I'll also cover which areas you should look to invest in London. The areas that are rich in Good Solid Fundamentals

Let's tackle these obstacles together and if you have any questions, please don't hesitate to leave it in the comment box below, or give us a call on +44 (0)207 812 1255

Live with Passion,

Brett Alegre-Wood

22 Aug 2011 - Is it realistic to have cashflow positive investment property 100% of the time?

It's a great idea, and I'm all for going for cashflow positive when it's doable and realistic, but it all depends on where the market is currently.

In addition, you need to be aware that there's a continuum of growth VS income. Those properties that give you great income take much longer to go up in value, and vice versa.

Given a choice between growth and income, I'll go for growth potential every single time.

There are a 3 reasons for this -- learn more in my video.

22 Jun 2011 - How Much Capital Do You Need To Get Started In Property Investment?

So how much is it that you need to get started in property invesment?

Short answer: it depends.

Longer answer: it's a bit more complicated, but don't worry -- this video will take you through all the issues in a very-easy-to-understand way.

You'll learn the most important questions to ask. Things like:

-- how much will it cost where are you most interested in buying?

-- what mortgage products are available for which kinds of investments?

-- how long ongoing will it cost to hold per year taking into account all relevant expenses?

-- how much will it REALLY cost to hold the property.

Beginner investors always make the mistake of discounting how much it will cost to hold a property and end up out of pocket.

I'll give you a rundown of all that, plus the risks to be aware of as you get started.

Enjoy and I'm looking forward to meeting with you soon either here in the office or at one of our webinars or live seminars around the world.

Live with passion,

Brett

14 Jun 2011 - How Quickly Should An Investor Build Their Property Portfolio?

Hey guys,

We've started doing regular webinars for both beginner and experienced investors, and because we only have 1 hour per live event, it's impossible to answer all the questions that get asked.

This is why I've decided to record video answers to the common ones -- and here's the first, great question that I had from Bernard Willis:

'Brett - How quickly should an investor build their portfolio'

So in my reply, going to teach you my top 4 portfolio building strategies.

They will help govern the speed at which you add property to your portfolio and what KIND of properties you add. They will match the speed of your porfolio's growth with the speed of your personal growth as an investor, which is the most overloooked part of investing.

WHY YOU NEED THESE STRATEGIES:

The most important thing you need to understand is that the 'industry' doesn't give a sh@t about you or your cashflow position -- they're going to push you HARD to buy as often and as much as you can.

if you keep these four unique portfolio strategies in mind the next time you are presented 'the best deal ever', then you'll already be in a much stronger position and you'll be in the best place to judge whether it's the right time or not.

Enjoy and live with passion,

Brett Alegre-Wood

14 Jun 2011 - Brett reveals London's newest, still-unknown hotspots in new video

Hey guys

This video is a must-watch for any serious investor contemplating London right now.

...8 minutes is all it will take to discover how to take advantage of a window of opportunity that won't stay open long.

WATCH NOW: Click on the video to play!

Brett

PS: We've just launched our latest East London off plan development in SE16 (next to Surrey Quays)... click here for more information or request a callback below.

08 Jun 2011 - Why New Build will save the world - where our leaders won't!

Hey guys,

What's the quickest route to recovery for the UK?

The answer is... New Build.

Through new build, through people investing and building property portfolios - it will stimulate the economy leading us into a faster recovery. But lately new build has been trashed and rubbished.

Let me tell you why this is and what we as citizens and investors can do to make the economy better.

If you want the hard truth about why the economy is taking forever to recover, watch this short video.

The solution is clear, save new build to save the world.

Live with Passion,
Brett Alegre-Wood

P.s
If you have any questions, or comments please leave them in the box below and I will get back to you as soon as I can.

25 May 2011 - YPC.tv - Discover how David saved his retirement in 2 easy steps

Hey guys,

Find out in this 10 minute video how David has already invested in 2 properties in under a year with YPC!

A bit about David...

Before joining us he was worried about his pension plan and started looking for other ways to set up a better future. He had always been interested in property, but like many others he had fears about investing in property and decided to do some research. He stumbled across YourPropertyClub and Brett's book The 3+1 Plan. After reading the book, he knew exactly what he had to do. He arranged to meet with YPC, received immense support and advice from the team and was then on his way to creating a financially secure future by building a property portfolio.

Watch the interview to learn:

-how David achieved 2 properties in just under a year

-why David has continued to use our services and what support he gets with YPC

-what struggles and emotions David had to over come in the process of buying a property

Hopefully we'll have loads more interviews like this, and hey if you feel like you want to share your success story, or if you just want more information about us, then get in touch! Just give us a call on 0207 812 1255 or drop us an email on info@yourpropertyclub.com


Fam Islam
Marketing Assistant

05 May 2011 - Brett Responds to today's news: Wife stabbed husband after £1m buy-to-let collapse

Brett Responds to today's news: Wife stabbed husband after £1m buy-to-let collapse
thisismoney.co.uk - 05 May 2011 - By Rebecca Camber and Hannah Roberts

Friends recall them as an ordinary middle class couple who had caught the buy-to-let bug.

Like many others planning for retirement, Jennifer and Michael Parkinson hoped the property portfolio worth at least £1m that they had carefully built up would ensure a comfortable old age.
But when the bubble burst and they faced bankruptcy, a drunken dispute over debts ended with Jennifer stabbing her husband to death.

The 63-year- old retired headmaster was knifed three times at their £330,000 penthouse apartment in Gosport, Hampshire. Yesterday his wife was jailed for three years and eight months for manslaughter at Winchester Crown Court after she admitted killing the man she had loved for 20 years.

Click here to read the full article

Watch Brett's video response below:

Let us know what your thoughts are too, simply leave a comment in the box below.

04 May 2011 - Brett responds to today's news: Nationwide offers account holders 95% LTV mortgage

Nationwide offers account holders 95% LTV mortgage
Mortgage strategy.co.uk - 04 May 2011 - By Natalie Thomas

Nationwide is to launch Save to Buy - an account for first-time buyers to save regularly towards their deposit that also enables them to apply for a 95% LTV mortgage.

The account will be available from May 6 2011, on a direct only basis.

Save to Buy will offer first-time buyers a regular savings account paying a rate of 2.5% gross p.a./AER variable on balances up to £20,000. 

Click here to read the full article

Watch Brett's video response below:


05 Mar 2011 - What is the Property Cycle?

The Property Cycle is one of property investings most misunderstood factors. It's never to scale. You can only track the trends. But when you do track & analyse them and place your right bets at the right time, you're a guaranteed winner.

So where are we on the property cycle now? Watch this video in which Brett takes you through the past few years and then puts a pin in the graph for where we are today. Pay close attention -- with this information you'll be able to go out and buy exactly the right kind of property for today's property cycle.

Lastly -- an added bonus -- in this video you'll learn how the cycle affects your overall investment strategy. Learn how and why the pros adjust their styles depending on the season.

Enjoy!

Jo Tang
Marketing Manager

22 Feb 2011 - Brett responds to today's news: Buy to let attractive to new landlords

Buy to let attractive to new landlords
Lovemoney.com - 17 Feb 2011 - By John Fitzsimons. Watch the video below.

Guest blogger Alex Hammond, of specialist lender Kensington, explains why the buy-to-let market looks attractive to new landlords, so long as they take a long-term approach.
Things are looking up for buy to let. Recent figures from the Council of Mortgage Lenders (CML) show the market grew by 7% in 2010, while the total number of loans advanced was 102,000 - 10% higher than in 2009.

And 2011 has got off to an encouraging start with new products coming into the market, providing fresh opportunity for landlords to expand, or indeed start to build, their portfolios. So, with the CML saying it expects strong rental demand to remain throughout the year and demographic trends pointing to growth beyond this, is now the right time to invest in buy to let?

Brett responds on video below:


18 Feb 2011 - Brett's responds to today's news: Interest rates: Who will win war of the words between Mervyn King and Andrew Sentance?

Interest rates: Who will win war of the words between Mervyn King and Andrew Sentance?
The Telegraph - 18 Feb 2011 - By Emma Rowly. Watch the video below.

Just 24 hours after the central bank's Governor had done his best to calm market talk that he had quietly signalled three rate rises are coming this year, his most 'hawkish' colleague on the committee promptly laid out his case for interest rates to go up immediately.

What is more, he questioned the accuracy of the very forecasts that explain his colleagues' decision to keep the base rate, to which other lenders' rates are tied, at its record low of 0.5pc.
Raising rates sooner rather than later would help reassure markets and the public that the committee is 'not intent on 'Selling England by the Pound' ', Me Sentance said, referencing the Genesis album title from the 1970s.

Read the rest of this article...


Brett responds on video below:

17 Feb 2011 - ypc.TV - Part 1 of our Manchester Off Plan Seminar: "Off Plan Property Explained"

Hello!

All investors should know that Off Plan is one of the easiest and most rewarding ways to make money in property -- but also one of the most dangerous.

In this video, you'll learn how to reduce natural fear with good solid education. This will enable you to pick the diamonds in the rough and avoid the rubbish.

You'll also learn how the property cycle is the biggest risk (and biggest guarantee of success in off plan). It dictates what you should buy, and when. Learn how to time your decisions with the property cycle and you'll make millions guaranteed. Those who go against this rule always lose bags of money. Every single time. NO EXCEPTION!!

I'll be posting new episodes each week as I extract each part from the raw seminar video. Next week will be 'The Property Cycle and How it Affects Your Off Plan Investment'.

Enjoy and if you have any questions, give the team a call on 0208 812 1255.

Fam Islam
Marketing Assistant

01 Feb 2011 - Brett responds to today's news: Teach pupils about money management, says MPs

Brett responses to Teach pupils about money management, says MPs by MailOnine on 31 Jan 2011. Watch the video below.

Students doomed to debt should be given compulsory lessons in money management at all levels of learning, says a huge cross-party group of MPs

Around 120 politicians have formed what is thought to be the biggest ever cross-party group in a bid to ensure children are equipped to make crucial financial decisions in the future.

The All Party Parliamentary Group on Financial Education for Young People is pushing for compulsory lessons in consumerism and debt at all levels of education... read the rest of this article here!

31 Jan 2011 - Brett responds to today's news: BoE's Martin Weale fears expectations of higher inflation will become ingrained

Brett responses to BoE's Martin Weale fears expectations of higher inflation will become ingrained by The Telegraph on 31 Jan 2011. Watch the video below.

Bank of England policymaker Martin Weale, who joined Andrew Sentance to vote for a rise in interest rates this month, said on Monday he had been concerned about expectations of high inflation becoming ingrained.

He said a small rise in rates now would be preferable to dealing with the price of addressing high ingrained inflation.

'My concern is that, if businesses and pay-bargainers come to regard an inflation rate of 3pc-4pc as normal, Mr Weale wrote in the Guardian newspaper... read the rest of this article here!

Brett responds on video below:

14 Jan 2011 - Brett responds to today's news: Base Interest Rate And Money Supply On Hold

Base Interest Rate And Money Supply On Hold
Sky News Online - 14 Jan 2011 - by James Sillars

The base rate of interest has been kept on hold for a 22nd consecutive month by the Bank Of England's Monetary Policy Committee.

It means the record low bank rate of 0.5% is maintained.

There was also confirmation that there would be no extension of quantitative easing to boost money supply.

The decision not to raise rates was expected, despite soaring inflation and commodity prices which are set to feed into the market place.

The Government's target measure of inflation - the consumer prices index - hit 3.3% in November, driven by the rising cost of food, clothes and oil.

Most members of the Monetary Policy Committee (MPC) are banking on these pressures being a problem in only the short-term.

Read the rest of this article...

Brett responds on video below:

13 Jan 2011 - Brett responds to today's news: Pension pledges have left UK and US 'insolvent'

Pension pledges have left UK and US 'insolvent'
The Telegraph - 12 Jan 2011 - By Nicky Burridge, PA

The world's most advanced economies, including Britain and the US, would be insolvent if they accounted properly for the pension and health pledges made to their aging populations, an authoritative report has warned.

More painful austerity measures, of higher taxes and further spending cuts, will be necessary in the years ahead 'to cover the gap between expected future liabilities and expected future income', the World Economic Forum said in its Global Risks 2011 report.

'Age-related liabilities dwarf short-term issues such as the cost of fiscal stimulus [in the recession],' the report added. It estimated that the undisclosed cost of age-related spending in the UK is roughly 3.5 times the size of the UK economy or around £5 trillion. Read the rest of this article...

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Extra Bonus: Read our new report 'Pension Time Bomb' to find out whether YOUR pension is a time bomb just waiting to go off and what you can do about it.

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Brett responds on video below:

12 Jan 2011 - Brett responds to today's news: Minister issues warning on mortgage shake-up

Minister issues warning on mortgage shake-up
The Independent - 12 Jan 2011 - By Nicky Burridge, PA

The Housing Minister will today step up the pressure on the City watchdog not to impose tough new mortgage rules which could make it harder for first-time buyers to get on to the property ladder.

Grant Shapps is due to meet the head of the Financial Services Authority, Hector Sants, for an update on the regulator's controversial mortgage market review.

The proposed new rules are causing concern among lenders, housebuilders and first-time buyers as it is feared they could make it even more difficult for people to get a mortgage if they are implemented in their current form.

Mr Shapps will use the meeting to renew his call for a more stable housing market, without the booms and busts seen in the past, so that young people who want to buy their own home are able to do so. Read the rest of this article...

Brett responds on video below:

11 Jan 2011 - Brett responds to today's news: The biggest threat to growth is public policy

The biggest threat to growth is public policy
telegraph.co.uk - 11 Jan 2011 - by Jeremy Warner

One of the positives to emerge from the banking crisis was the way in which it galvanised countries across the globe into a common policy response. It seemed to work. A depression was averted. Output for the world economy as a whole is back above pre-crisis levels and growth is again strong.

Yet many of the lessons of the recession are already forgotten. There is a sense in which nothing has been resolved. A broad retreat into national solutions is everywhere to be seen. While in the UK and US we work ourselves into a state of rage over banking pay and other such diversions, many of the root causes of the crisis are left unaddressed. Western economies are drifting back into a state of profound policy confusion in which the dangers of both self and collective harm are high.

On issues as diverse as what to do about resurgent inflation, bonuses, deficit reduction, destabilising capital flows and trade imbalances, policy makers seem all at sea. Populism and delusion have come to dictate the debate in a manner which is almost bound to be destructive. Read the rest of this article...

Brett responds on video below:

21 Dec 2010 - Wishing you all a very Merry Christmas and a Happy New Year!

Hey guys

With Christmas and the New Year just around the corner, everyone at YPC would like to wish you all a very Merry Christmas. And what better way to do that than a Christmas carol sang by the team!!

We filmed our Christmas carol especially for you at the Christmas Fiesta party on 3rd Dec. So pull up a chair, relax and enjoy this awesome YPC's Got Talent Christmas Extravaganza!

Thank you all for yet another great year at YPC. We wish you all a wonderful Christmas and a Happy New Year for 2011!

Just one last thing, the office will be closing on Thursday 23rd Dec at 1pm and re-opening again on Tuesday 4th Jan at 9am. Have a great holiday!

Live with Passion

Brett Alegre-Wood

13 Dec 2010 - YPC.tv Property News - Should investors rally to break-up the big banking group monsters for better mortgages?

Hey guys

Welcome to this week's YPC.tv Property News. This week we look at breaking up the big four banking groups for better competition, how to avoid poverty in retirement, the housing market and my prediction on the double dip...

Should the big four banking groups be divided to make smaller banks? Are you satisfied with what is on offer in the mortgage market? Eric Daniels, CEO of Lloyds Banking Group, suggested 'customers are satisfied' and is not sure if 'dividing the banks would bring any better outcome'... what he's forgotten to say is that he's happy to sit on his big fat profits. Would you agree that we're in desperate need of more competitions?

Shocking figures shows one in ten over 75s are still paying off their mortgage averaging £72,500. Many struggle to maintain even a basic standard of living. With more than 50% of over-55s without savings of any kind - it's a matter of food vs fuel. Do you ever want to ask yourself this question: Should I eat or heat this week? Do you have enough to retire comfortably? If you don't have any assets or savings for your retirement, it's time to act now to avoid living in poverty.

There's a big section on house prices, house sales and my prediction on the double dip. Keep this in mind - the UK is getting back on its feet with lending slowly coming back. House prices are starting to come back down, supply is drying up and we'll soon see some reality back in the property market. Find out in this week's video what this mean for the buy to let investor.

As always, if you have any questions about the video or information about the property market please give us a call on 0207 812 1255.

Live with Passion


Brett Alegre-Wood

24 Nov 2010 - YPC.tv - "The 6 Crucial Points" property market and economy update, direct from our latest Manchester seminar

Hey guys,

Just 2 weeks ago at our Manchester 'How to Make a Killing in Off Plan Property' seminar, Brett spent exactly 7 minutes delivering an in-depth property and economy market update, specifically dealing with:

- government policy, business outlook, and investor sentiment
- where the economy is likely to be in 6-12 months and...
- how as an investor, you need to be making your plans now and already be putting them in place

We've extracted and uploaded for you just that seven minute segment of the video for you where he covers 6 crucial points you need to be aware of today:

1. Double dip, arguments and evidence against it and the likely outcomes
2. Employment numbers -- how and why this will lead us up and out
3. Government spending -- how they'll handle it and what the upshot will be for investors
4. Why 2011 will be a year of strikes and what this means to the economy and you
5. Bank interest rates will rise, and why this will be the best news of the year
6. How the next four quarters will play out -- Brett shows you the signs to watch out for and gives you an outline of how your investment strategy for 2011-2012 should look

This is essential viewing today for all investors so grab a coffee and take 7 minutes out of your day now.

Any questions - give the team a call on 0207 812 1255. They're fully up to date with everything in this video and are ready to chat or sit down with you over a coffee to you plan you next steps.

Enjoy!

Jo Tang

22 Nov 2010 - Movember Week 4: Oh dear! YPC girls are looking rather hairy...

Hey y'all,

The girls are hairy indeed, but don't fret! It's not real, it's actually for Movember.

With all funniness aside, we made this awesome video to show you our commitment to supporting this charity (watch the video at the end of this blog). We have decided to do our bit by wearing fake mos this week every day all day in office! We look ridiculous, further more we're finding it difficult to eat and drink! This is obviously going to a be tough week ahead for us girls, so we need all the help and motivation we can get!


YPC Movember Girls (top left to bottom right): Mackeda, Jolandi, Josie, Tahira, Fam, Mel, Karen, Jo & Fam (again), Fam(again!!), Rosemary and Rachel

And no we haven't forgotten the very hairy dedicated YPC guys, here's a peak on how their Mo'gress had got on after 4 long weeks.

Brett Alegre-WoodChairmanYPC Group

Simon ShanklandShane Hindocha
Director of PortfoliosSourcing Manager
YPC GroupYPC Group
Ash Rayes Manny Esezobor
Senior Property ConsultantSenior Property Consultant
Your Property Club Your Property Club
Murray GrayRoy Yacoub
Director IT & MarketingSales Director
YPC Group Your Property Club

Nick - FavouriteRitesh PatelDan Varnaseri
YPC client takingSenior Property ConsultantProperty Consultant
part in Movember with us!Your Property ClubYour Property Club

Tesh SharifJustin ChiltonMark Montes
Communications ManagerProperty ConsultantSenior Property Consultant
YPC GroupYour Property ClubYour Property Club
Jason LaandaJamie GrahamRob Bence
Marketing AssistantProperty ConsultantSales Manager
YPC GroupYour Property ClubYour Property Club

What's Movember? It's a charity month (during November) where men grow crazy looking moustaches to raise money for Prostate Cancer.

Why we deserve your support? Being a girl and having to wear a fake tash is not easy! They're itchy, sweaty and sticky! And not to mention we get funny looks from clients when they walk in. So yes! I think we do deserve your support! That's including supporting the guys at YPC and most importantly the real cause that is Prostate Cancer.

It's easy to show how much you care and want to learn about Prostate Cancer just go to YPCGiving.com where you can also donate to this charity.

We're doing our part for Movember, what are you girls and boys doing to show your support? Enjoy the video guys!

Fam Islam
Marketing Assistant

19 Nov 2010 - YPC.tv Property News - Is fixing your mortgage now in your best interest or the bank's?

Hey guys,

Let's kick start this Property News Update by addressing UK's unemployment rate. The government has taken a leaf out of Clinton's book on how to lower unemployment rate in the UK and they're finally doing something right as figures fall below 1.5 million - big signs of recovery!

And we ask 'How is it possible that properties are cheaper to buy now than they are to rent?' Watch this week's video to find out if you need to take action quick.

To fix or not to fix... scaremongering tactics are on the prowl again to 'fix your mortgage now!' as talks about swap rates surface. What are swap rates? Learn about swap rates here to decide what to do with your mortgage.

Also whilst the MPC are having trouble deciding what they should do with the economy, the FSA are planing their next move for 2011. Learn how and why these crucial moves could hurt your property investments.

As always if you have any question please don't hesitate to call the team on 0207 812 1255, or leave a comment in the box below.

Live with Passion,

Brett Alegre-Wood

04 Nov 2010 - YPC.tv Property News - What does the Government Comprehensive Spending Review hold for investors?

Hey guys,

The all important Government Comprehensive Spending Review is finally out. As property investors you need to understand the structure of this review as there are some bad and good points that will affect the property market. As always I've read the report, digested it and put the most important parts in this video for you.

House prices had its fastest rise within 18 months and then oddly, it fell all in the same month of September. It's been up and down and the news has been spitting out all kinds of press on it. I'll give you reasons why you should ignore it and start to feel more optimistic about your property investments.

Also in this weeks property news, remortgages seem to be back on the rise showing much confidence in our investors indicating that the property market is stabilising. 1st time buyers are still suffering a drought in lending from banks, how do we get them on board? Watch this weeks property news update.

As always if you have any questions please don't hesitate to call the team on 0207 812 1255, or leave a comment in the box below.

Live with Passion,

Brett Alegre-Wood

17 Oct 2010 - YPC.tv Property News - How not to let Grant Shapps or the FSA affect your property investment strategies

Hey guys,

This week's UK property news is brought to you from the beautiful rural city Sunbury, home of the Ashes in Australia.

First piece of news to share is rising rents. All property investors should have good sense to push rents up now as lending is down. If you need further advice on this, the team would love to help so give them a call on the number just below.

Recent news on 'safer' mortgage lending pushed by the FSA will create a two-tier society. If the FSA get their way, it is certain that you will struggle as a 1st time property investor. Learn more about this in the video.

In other news, Grant Shapps housing minister claims that middle class people shouldn't expect property to be their pension. Find out how listening to Grant will jeopardise every property you have ever worked hard for.

Also reported and most talked about headline this week is the increase on house prices. To learn more and understand how not to get affected by all this week's headlines, watch this week's property news and sit tight for the 'austerity measure special' next week.

If you have any questions, give the team a call on 0207 812 1255

Live with Passion,

Brett Alegre-Wood

11 Oct 2010 - YPC.tv Property News - Learn from YPC client Chris who built a thriving portfolio of 8 properties in under a year

Hey guys,

In this video you will meet Chris -- a client of YPC's for just under a year. He's built an impressive, thriving portfolio of 8 properties in just under a year and we asked him to step on camera to talk to Brett about his incredible and inspirational journey.

He'll take you on his journey of success, from discovering us online, meeting Simon (portfolio manager) and his 'crayons strategy' right through to experiencing the 24 hour sleep test and completing and letting his first property.

This interview is required viewing if you have a desire to become successful in property investment, and learn how to create more lifestyle options now and in the future.

Keep watch this space for more amazing stories to come!

Fam Islam
Marketing Assistant

04 Oct 2010 - YPC.tv Property News - How the FSA is becoming public enemy number 1

Hey guys,

This week's property news is brought to you from the beautiful but busy Singapore.

Firstly, everyone knows that the banks are raking it in right now, making record profits, but they'd have you believe that they need another bail out! Amazing but true! Find out more about why there's a huge gap in their books.

In other news, the FSA puts a spanner in the works for Tesco's home mortgage business, as well as leaking their ideas for tightening up lending for everybody which will in effect create a 2-tier society. Find out why this will be an amazingly bad thing for us all in this week's video.

You may have some questions to ask after watching this, so please don't hesitate to give us a call on: 0207 812 1255 or leave a comment in the box below and one of the team will get get in touch.

Live with Passion

Brett Alegre-Wood

27 Sep 2010 - YPC.tv Property News - Why you should ignore the headlines until at least October 22nd

Hey guys

The property news has been up and down like a yo-yo recently with double-dip debates, leaving investors largely clueless with what decisions to make. In today's video, I'll take a look at some headlines that'll help you keep your head on your shoulders until at least October 22nd.

Firstly, some large corporates are announcing big profits -- a great indication of recovery of capacity in the economy, which is helping to ease double dip fears. Even better, unemployment rates are falling and a current monetary committee policy member has explained why it should continue to fall.

Another piece of interesting news -- apparently the UK has the worst value mortgages in the entire world -- something I fully agree with. Take a look at the details in the video and your blood will boil as mine did! Also this week we'll learn why mortgage brokers are still very necessary in today's mortgage market.

As always, give us a call on 0207 812 1255 if you have any questions, or leave us a comment in the box below.

Live with passion,

Brett Alegre-Wood

15 Sep 2010 - YPC.TV Property News - Is the cheap money era really over?

Hey guys,

Starting off this week, Angela Knight from the British Banking association is reported as saying the cheap era is over. To me this seems disingenuous considering the fact that banks' margins are now more than ever before.

Apparently, 1 million people have been or are victims of landlord scams. Is this true? Any one that's a sensible property investor won't believe this. It's a ridiculous headline and you'll see why in this week's property news update.

On a positive note, consumers are still hopeful regardless of fears of government cuts and the Bank of England remains optimistic despite the onslaught. RBS brings back 'Securitisation 2.0'. I'll explain what that is and what it means to you in the video.

As always, give us a call on 0207 812 1255 if you have any questions, or leave us a comment in the box below.

Live with Passion,

Brett Alegre-Wood

09 Sep 2010 - YPC.tv Property News - House prices both rise AND fall based on different indices but history says a new crash unlikely...

Hey guys,

First thing that caught my attention this week was a great piece of good news. Halifax have reported that house prices have risen based on the indices that they watch. Are they right?

House prices are still deciding where they're going to go -- but I think that it's unlikely that we're going to see another crash based on what we've seen throughout the recorded history of house prices. Find out what I mean in the video.

A survey we conducted confirms the findings of a new nationwide survey which said that rising rates is the number 1 concern of Britons. It trumps even double dip concerns and government spending anger.

Also this week we'll look at why home builders are warning of more tough times to come and mortgage fraud has risen to 37%. Sounds terrible doesn't it? We'll take a closer look at the figures and get to the bottom of what they mean to you.

Finally - should you fix your rate? I'm not so sure yet. There are a number of things that need to happen before you should make the decision. I discuss these in detail at the end of the video and the ramifications are wider than just rates.

As always, give us a call on 0207 812 1255 if you have any questions, or leave us a comment in the box below.

Live with Passion,

Brett Alegre-Wood

02 Sep 2010 - YPC.tv Property News - What every property investor must consider for the next two years

Hey guys,

It's all been a bit quiet due to the holidays, but there are a few major points that many investors are ignoring.

- To start with, do you know what inflation index your pension is linked to?
 Do you know the difference between CPI and RPI and how much of an impact they will have on your future lifestyle?

- Should we worry that we have had the biggest drop in house prices since April 2009? It's true that house prices have dropped for the 2nd month, but I'll tell you how to rise above all of this.

Also covered in this issue:

Was Tony Blair misleading the nation? We'll take a look at some of his comments in his recent interview with Andrew Marr.  Is it likely that you'll be in negative equity until 2014? And how Britain can avoid talking itself into believing the double dip mirage?




If you have any questions after watching this video, please drop us a line in the comment box, call 0207 812 1255 or call a member of the team directly on their mobiles.




Live with Passion,



Brett Alegre-Wood

24 Aug 2010 - Could your interest rate go to 14% within 2 years?

Hey guys,

It's highly unlikely, despite the attention grabbing headline, that your interest rate will be 14% in 2 years. I'll explain exactly why this isn't going to happen but more importantly why you need to consider and provide for your future cash flow.

Why new build property will continue to flourish - we'll look at the growing scarcity of new build properties across the UK and how this will play into the hands of savvy property investors; propping up prices in the medium and long-term. 

Bovis homes despite predicting a shaky recovery has seen a return to profit. They are one of the many developers that are helping our investors bag a bargain through offering hugely discounted property sometimes up to 50-60% off 2007 prices.

Is a low rate really costing you the earth?

There's a lot in the papers about the costs associated with mortgages and why a low rate might not turn out in your best interests. We'll look at my favourite mortgage: the lifetime tracker.
 
Are the Aussies following in the UK's footsteps?

Finally, a story from my home country as Australia joins the UK in their hung parliament election results. It's bad news for short-term stability but great news for the principles of democracy.

As always the team are on hand to answer your questions, call them on 0207 812 1255 or directly on their mobiles.

Live with Passion,

Brett Alegre-Wood

21 Aug 2010 - Careful you aren't talking yourself into a double dip...

Hey guys,

It's official, house prices are dropping and as usual the media is having a field day. It's rubbish and we'll need to be careful that we don't talk ourselves into a double dip. Demand is still subdued because banks are not lending yet. This will be at least until after April 2011 when the Special Liquidity Scheme ends. Long term I'm not worried in the slightest though, we are seeing demand increasing slowly and surely, confidence is coming back and things are definitely looking up especially for the long term.

This brings me to the other flavour of the day, inflation. I'm definitely with the Bank of England on this when I say that these rates should NOT go up yet! With the government spending cuts, VAT increases, drought in Russia and food prices increases, inflation is here to stay for a while at least. Make no mistake, we are entering the inflationary part of the economic cycle. We've already seen the industrial action start with BA and BAA as well as many unions starting to become restless.

Other issues on my radar, public sector job losses particularly in areas where there are whole towns dependent on government employment. The dramatic job cuts will affect property investors for sure! I instructed my team over 2 months ago to stop sourcing property in areas like this and I'll tell you more about that in this video.
Finally we'll discuss the emerging trend and ethical issue around 'Is it your right to own a home, should people rent for life?'

Please call 0207 812 1255 if you have any questions regarding this week property news, or anything else that's on your mind.

Live with Passion,

Brett Alegre-Wood

09 Aug 2010 - How to prepare for tomorrow's property market without affecting your lifestyle today...

What do investors fear the most? Is it the double-dip? Rising interest rates? Government spending? Or maybe dropping house prices?

This week's property news update takes us on a roller-coaster ride of speculation, plus I'll reveal the results of our latest survey in which our clients give their opinion.

The market's also talking about an increase in mortgage availability, a 2nd possible housing price drop and a whole host of other things.

I'll tell you how you can get prepared for any coming change in the market, but more importantly, why you shouldn't let what may happen rule your life today.

Last but not least, there's some great news regarding Tesco Bank and its new investment that could benefit investors. Watch my video to learn more.

Any questions, call us on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

27 Jul 2010 - What's next for the UK property market? A drop? or rebound? You decide...

Hey guys,

Lots of news around this week but is anyone actually listening? Many are more interested in predicting a further drop than actually being a helpful part of the debate.

In this week's news I'll be talking about the GDP growth -- it's actually more than what we were expecting. It's good news, and the implications are interesting.

EU banks had a 'stress test' this week - find out how they went and who didn't pass.

There will also be some decisions for you to make after watching this video, but only if you choose to be informed and part of the debate.

Any questions, please call on 0207 812 1255

Live with Passion,

Brett Alegre-Wood

23 Jul 2010 - Watch the moment Brett Alegre-Wood wins the People's Book Prize award...

Great news! The Chairman of YPC-Group, Brett Alegre-Wood, won the People's Book Prize.

Wow.

That's it really, WOW, there's no other word to describe the feeling of seeing Brett win the award. The ceremony took place at the London Stationer's Hall. A big and beautifully authentic building, with impressive architecture showing off some great glass stained windows. It definitely set the mood of the traditionally old English style of such a ceremony.

Aside from the warm welcome, with wines, cheese twists and olives to aid easy mingling, we were ushered inside to begin dining our three course meal.
While some of us struggled with the pudding, Brett's wife, Arlene was fast to it. The pudding was the only meal she didn't fuss over due to her first radiant pregnancy. Tea approached, the lights and cameras were ready for action just 8m away from where we sat.

The speeches began, and the Non-Fiction category was up first.

We all sat anxiously at the edges of our seats, with a million butterflies being born just for this occasion, as the presenter slowly opened the envelope. 'So this is the Non-Fiction winner, and the winner is? (we've stopped breathing at this point) Brett Alegre-Wood?' (our table goes absolutely mental, and the claps slightly deafening along with the 'WOOP WOOP''s).

Brett's as shocked as ever but still has his trademark smile, turns to his wife for a hug and a kiss. At least 10seconds of our noise went pass, and so the presenter finished of with '? for The 3+1 Plan; The Insiders Way to Achieve Financial Freedom with Just 4 Properties'.

Brett climbs up on stage, receives the award (camera flashes going off everywhere). He said 6 words, 'Thank you guys, um, yeah, wow?' and our table went mental again, absolutely ecstatic. What a brilliant way to start the 2nd half of the year.

If you want to see this in the making, then watch this video filmed from Mika's phone! Just click the play button below...

Catch you later!

Fam Islam
Marketing Assistant

20 Jul 2010 - Why the Double Dip debate is split down the middle...

Hey guys,

Just wanted to say sorry for the long wait on our overdue YPC Property News Update. But the good news is that the YPC studio has now been set up properly and so I'm back on board with updating you with the latest Property News.

Today's news has been loaded with speculative talks of a Double Dipping Recession. Certainly, the theories thrown out there by the likes of the Guardian The Wall Street Journal or Financial Times, are possible, however, in this video I'll tell you why you shouldn't believe the hype of the media.

I will cover most of the online headlines regarding the possible double dip, the Sovereign Debt talks and the current House Price predictions that has been proposed for the next 10 years.

Last but not least, I have some exciting news to share with you today, we have a new senior member of staff joining YPC to take over 50% of what I do? find out who and what they'll be doing by watching this video?

If you have any questions to ask, please do give us a call on 0207 812 1255

Live with Passion,

Brett Alegre-Wood

22 Jun 2010 - Emergency Budget Release: Is it good news or bad news for buy-to-let investors?

Hey guys,

Here's the all-important Emergency Budget video that I promised I'd make today. In the video, I cover what I consider the most important elements that will affect us as property investors, including the impact of the VAT, CGT increases, and how it may affect the housing market.

Overall, I must say I'm pretty happy about this budget and I think that it will get the UK economy back on the right track to growth, and the housing market back on its feet.

Live with passion,

Brett Alegre-Wood

11 Jun 2010 - Entrepreneurs Vs Property Investors. Who will the new budget favour?

Hi guys,

Should smart property investors and entrepreneurs wait until the government releases the Emergency Budget? Is it time to form a strategy now or after the 22nd of June 2010?

Find out what the benefits are with the Bank of England holding interest rates at 0.5%. And why both the British Chamber of Commerce and BoE think it's essential to keep interest rate low through the recovering market.

I'll talk about the Government's new intentions to introduce Powerful Incentives to increase new house builds. FANTASTIC news for us but what are the issues surrounding this?

Last but not least, there's talk of a 40% tax on 2nd home owners, shocked? Well, if you're investing in property for the long term then you're heading in the right direction, this shouldn't effect you and I'll tell why.

One last thing, I just wanted to say thank you to everyone that made it to YPC's 5th Annual Casino Gala Night, it was a fantastic turn out. There're some great pictures too and how to get hold of them.

If you have any questions, please give us a call on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

04 Jun 2010 - Experts' predictions reviewed: capital gains tax (CGT) & the "herd"

Hey guys,

This week I'm talking house prices, GDP, capital gains tax (CGT) developments and the ethics of property investment. I'll look back at the experts' predictions from the start of the year and we've evaluate how they're faring. You might be surprised at how altogether 'un'expert they are.

We'll also delve in some depth at what's hot for investors considering to tippy-toe back into the market. Property is back on everyone's lips and the dull roar of the herd is beginning to be heard off in the distance. You know what this means -- if you haven't got a plan you'll be the one left behind.

Also, our grand gala evening is tomorrow evening (saturday) -- we're just about maxed out at 200 for the night, but we have just a few final tickets available if you'd love to come and join us. Give Mika a call on 0207 812 1255 for more details today!

As always, if you have any questions, give the team a call -- that number again is 0207 812 1255.

Live with Passion

Brett Alegre-Wood

26 May 2010 - The coming coalition impact on your property portfolio - are you ready?

Hey guys,

Just this week the Tories and the Liberal Democrats released the UK Coalition Program.

With dread, I picked it up and devoured it and today I'm going to discuss some of the issues around it.

In the video, I've drawn out some of the fundamental points that could affect your property portfolio, your investments, mortgages & pension funds. Affect how? I have my opinion and I share them in the video.

The main question that I wanted to ask this week is can the coalition stay together?... A lot of honesty is needed here for any of the new legislation to work. Can the parties hold down their differences and take the country out of the red? To be fair I think these are exciting times for us.

So until the next election in 2015 and beyond, see you here at the UK's largest property education blog for the latest of property and investment news!

If you have any questions, give the team a call -- that number again is 0207 812 1255.

Live with Passion

Brett Alegre-Wood

13 May 2010 - Update: "17 Essential Considerations in owning a Property Portfolio" workshop is now full

Hey guys,

Just a quick note to let you know that our upcoming workshop '17 Essential Considerations in owning a Property Portfolio' is now closed for new registrations -- we have our 100 participants, and that will make our largest workshop ever!

For those lucky enough to have reserved a seat, congratulations. For those who've missed out, you have a couple of options.

1. The waiting list! Feel free to email Mika to get yourself placed on our wait list and if seats free up closer to the date, then we'll let you know straight away.

2. Register NOW for another of our other upcoming workshops as they're filling up fast as well. The registration page is open 24 hours a day and if you have any questions about any of our upcoming events, give your Property Consultant a call on 0207 812 1255!

For those curious, here's a quick teaser we made for the last workshop. It will give you a taste of what it's about and how you'll benefit. If you like what you see, don't delay - book your seat at an upcoming event now.

Ciao!

Murray

13 May 2010 - Brett and Mick Conyngham discuss our joint venture in Australia with Guardian Home Loans

Hello again...

Welcome to the second part of our video presentation where Brett and Mick discuss our joint venture in Australia with Guardian Home Loans. If you haven't seen the first part click here now!

Mick Conyngham is the Managing Director of YourPropertyClub Australia and Guardian Home Loans. Guardian Home Loans has been awarded a few industry awards, one of which was from Australia's current affairs television show 'Today Tonight' as 'Best Home Loan'. It's been established since 2000 and it's, essentially, a brokerage company lending to property investors through government banks.

Brett and Mick predict that YourPropertyClub Australia should be up and running by mid June 2010.

Keep tuned for more updates, and watch this space!

Until then, catch you later!

13 May 2010 - Brett and Peter discuss Your Property Club's joint venture with Guardian Home Loans

Hey guys!

Just as we thought, our chairman at YPC, Brett Alegre-Wood is 'sun baking' in Australia and having a great time. He has sent over two videos to show just what he's been up to... and it seems he's not just on holiday. In fact, he's been working hard in replicating YourPropertyClub in Australia. The aim is to offer Australia the same opportunities as our UK property investors. He is teaming up with Peter James, whom you may be familiar with from reading Brett's book 'The 3 + 1 Plan'. We get to meet Peter in YPC's latest vlogs here and now.

Piled up with paper work, Brett still makes time to send us ground breaking news on his video updates. This week we have the pleasure of joining Brett with Peter at Byron Bay, Australia (where Peter lives), as they talk about UK's opportunity to buy in Australia and vice-versa. They also discuss the joint venture of YourPropertyClub and Guardian Home Loans (a company which Brett helped Peter set up over 10 years ago) and how it will benefit all clients in property investment.

Peter James is also the Chairman of Mortgage Ezy, this one of the largest non-bank lenders has been up and running since 2001. It's considered as Australia's 'pioneer, in allowing ordinary people to invest in more than one property'. Mortgage Ezy came into action after a few client loan rejections from High Street Banks.  Peter tell's us how Mortage Ezy won an award for the fastest growing company in Australia 3 times!

Now click here to see Brett's second interview with Mick Conyngham, Mick is Managing Director of Reduce Home Loans and will also be heading up the Joint venture for Brett and Peter. Reduce Home Loans has recently been awarded Australia's best variable rate home loan...

See you on the other side...

Fam Islam
Marketing team

28 Apr 2010 - Brett's Property Investment News: Save not borrow - Can the UK take a leaf from Australia?

Hey guys

I am still in sunny Australia. This week I bring you the property news from the balcony across the Jupiters Casino in the Gold Coast.

So this week, we'll make a comparison between the UK and the Australian government to see why the Aussie's have so far stayed away from the recession. We'll take a look at some of the policies that are keeping their market stimulated.

Aus has been able to give money to pensioners and make tax deductions to simulate the economy whilst the UK has been borrowing. Should the UK government follow in the footsteps of the Australian's by running the country with a bulging savings account?

I've also been keeping my eye on the election and each party's policies. Don't you feel that we are being mislead? Is this an election tactic and will all policies change after the election?

As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

13 Apr 2010 - Is the start of a General Election the end for Labour?

Hey guys

I am bringing this week's property news from Phuket, Thailand as I am nearing to the end of my holiday.

So this week the General Election has well and truly began with the battle between Labour and the Conservative heating up. Will it be home parliament all the way? Find out my thoughts and prediction for the winning team.

There's been a lot of talk about debts and deficits with the Darling mix up... to avoid a 'Darling', find out the distinction between the two and what the government is doing to reduce both.

We are on the up according to economists, house prices are now on par with prices from August 2007. It's fantastic news and great for a statistics perspective. But are our properties at this level yet? Lastly, as a nation we've paid off nearly 4bn worth of mortgage repayment, find out why you need make sure the money you've paid back is available when you need it most.

I'll be coming to you from Australia next week, so see you then! As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

26 Mar 2010 - Heads of Department with Brett to discuss 2010 for YPC

Hey guys,

The heads of department and I got together on the new orange couch to discuss what we have instore for 2010. After a quick intro from everyone, we got down to the nitty gritty of everyday life at YPC.

It was a great opportunity for the heads of department to test out the new couch and to discuss the forthcoming plans of 2010.

Roy Yacoub, our sales director, starts the discussion with a reminisce of the past when we had 10 staff. He explains how we've grown to a team of 52 and how the new structure and training in 2010 will provide our clients better services.

Murray Gray, IT and Marketing Director, joined in to let us know how you'll see, hear and read more about YPC. We're preparing to make some noise in the recovering market and you'll have the opportunity to join in on this same couch. There'll be more online and offline presence, more education materials with Brett's second book, more blogs and videos.

Simon Shankland, Director of Portfolios, tells us how EzyTrac, the portfolio management software will be taken to another level to provide more user-friendly features and tools to help you manage your property portfolio better.

Karen Earthrowl, Director of Client Services, talks about the new Tweeter system and how you'll benefit from the instantaneous updates on your purchase. The system has been launched to our developers for testing and it'll be coming it's way to you soon... so watch this space!!

And let's not forget James DeSouza, Director of Property, he tells us about the relationship we have with developers and how you've given us the confidence and buying power to get really good deals for you.

There are lots lots more on the video...

Also more orange couch discussions in the coming weeks so visit often!

Live with Passion

Brett Alegre-Wood

25 Mar 2010 - Brett's Property Investment News: Budget Special - A pre-election budget to win Labour votes?

Hey guys

Following yesterday's budget speech from Alistair Darling, we look at some of today's headlines...

Stamp duty cut for first time buyers - is this really a good strategy to bring them onto the market or a way to prop up house prices to the £250k threshold? High earners are hit hardest with income tax hike, tax allowance restrictions and increase in stamp duty on homes over £1m. Should they be paying the debts of a bad government?

There's also the new £94bn lending target for RBS and Lloyds. Will this affect GDP and debt level, and will it take the country out of the red? How will this affect you as investors?

There is no doubt that this is a pre-election budget. I sat and read most of the 236 pages last night and nothing surprised me. And from today's many headlines... they all agree that it's business as usual. There's also prediction that some of the budget plans will be scrapped after the election - what are your thoughts on this?

Final thoughts from Brett - don't get distracted by the budget and the election... you need to look longer term and make sure you take care of your cash flow as interest rates will eventually go up. As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

15 Mar 2010 - Brett's Property Investment News: Are we facing a double-dip recession?

Hey guys

Welcome to this week's property news. We've been talking about a house price stall for a while and now into its second month, arguments have emerged on whether we'll be facing a double-dip. As people fears the worst, we'll take a look at the hard facts to see if there's actually anything to worry about.

Don't have time to read the eighty-eight page report on Financial Risk Outlook from the FSA? I'll show you what the report have to say and how you can read it in quarter of the time but still grasp a full understanding of the report.

Good news as banks undergo FSA stress test to ensure more capital is kept aside for various eventuality. Will it make it a safer place for investor?

The return of BTL remortgaging? Ray Boulger from Charcoal comments on the end of the remortgage desert and how we'll start to see better rates at higher LTVs, increase building society SVRs and energy back in the property market. Let's take a look at what we need to do to get back on track.

Brett's thought of the week - I predict the lull will be around until June / July as there's still lots of risks around with unemployment, public debt and the weak pound. But if you take a look between the worse case and best case scenario, we're still doing a lot better.

Live with Passion

Brett Alegre-Wood

04 Mar 2010 - Brett's Property Investment News: What's all the fuss over credit rating?

Hey guys

Welcome to this week's YPC Property News Update. Find out why the time is right to invest in a Residential Property Fund. With its high return on investment and only £10k initial outlay, we'll be foolish not to consider this type of investment.

Is the cold weather to blame for falling house prices? What about stamp duty relief and consumer confidence - do they not factor into the equation? We'll also take a look at how demand can drop like a stone but can also come back quickly.

Council of Mortgage Lenders urges for more new builds - lack of new homes and difficult access to mortgages have caused a decline in home ownership. So why are investors doing so well in this market? Perhaps first timers need to learn the disciplines of the investors.

Finally, this week's big headline: 'Is disaster looming for UK's credit rating?' UK borrows to survive and because we've brought on so much debt our credit rating maybe affected. How will this affect us on a day-to-day basis?'  What needs to be done to keep its AAA rating?

As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion


Brett Alegre-Wood

17 Feb 2010 - Would you agree to a regulated buy to let market?

Hey guys

Welcome to this week's property news. Hear it here first our new product - UK Residential Property Fund. I'll explain how this fund is accessible to all investors and how it will benefit you.

Property prices continues to rise as supply and demand play catch up. What happens when supply finally reach demand? Should inflation rise to 4% as suggested by Prof Blanchflower? What are the benefits for investors? Find out why I agree with him but only because I'm an investor myself.

Other good news... interest rates have dropped for higher loan to value mortgages. We're starting to see the market easing, all at a slow pace but a way forward and we'll hopefully see the buy to let market follow.

The government's proposal to regulate buy to let mortgages has been deemed nonsense by the Building Societies Association (BSA). Even the Council of Mortgage Lenders (CML) have questioned whether there's such need. Perhaps the government should concentrate on best practices and prevention. Should buy to let be regulated? Which side are you on?

As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

03 Feb 2010 - Tories tells us the necessity of recovery without the fine details

Hey guys

Welcome to this week's property news. George Osborne from the conservative party spoke up the necessity of recovery in a speech at the British Museum. He said the Tories would 'rebuild' the economy on a 'more solid foundations'. Find out what he said in his speech and why the important details have been missed out.

NIESR warns of squeeze on disposable income, increase in unemployment and falling house prices... pretty much all negative. But what are the reasons behind these?

Lenders tells us the mortgage market has self corrected, they've cleaned up their act and there's no going back to 'liar loans'.

Finally, I'm really excited about the changes to our property guarantees. We're so confident with our letting team that we've extended our rental guarantee to 2 years. More details in the video and on Brett's latest blog.

As always, if you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

25 Jan 2010 - SVR reversal causes outcry for Skipton Building Society customers

Hey guys

The question on everyone's lips is: Should small prints be made bigger? Customers from Skipton Building Society are fuming after news broke that their SVR ceiling will be scrapped. The building society previously promised its borrowers that the SVR would never be more than 3% above the Bank of England base rate. But on this occasion, due to 'exceptional circumstances', they break their promise and refer their customers to the small prints.

More house price predictions - this time Rightmove talks about your thoughts. Find out how your feedback compares to expert's? We'll take a look at whether it's time to fix your mortgage as we're warned of the effect of rising inflation on mortgage.

There's great news for landlord - find out how supply and demand will affect your rental income. And more good news as LTV increase to an average 70%, so what's predicted for the coming months.

Lastly, Happy Australia Day! And as always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

18 Jan 2010 - House prices stay low... is it the right time to invest?

Hey guys

Happy New Year and welcome to the first Weekly Property News of 2010.

December was a quiet month but we can now start to see the market moving again. We'll take a look at what's been predicted for 2010 and the range of information on the market today.

Mixed messages on house prices - some say prices are already rising and others predict the market to stay much the same. Who do you believe? Let's take a look at what the experts have to say and decide for yourself.

Taylor Wimpey entered January with 28 per cent increase in sales. Demand is back as prices stay at its all time low. If you're thinking of buying then this is the time to do so.

According to the CML affordability is at its best level since the early 90's but LTV will be the holding factor for most investors as substantial deposits are still required.

And you'll soon be able to shop for mortgages at your local Tesco. As they prepare for their big launch to owner occupiers, I wonder if there'll be products for the investors market? As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

22 Dec 2009 - YPC Chrissy 2009 Animation - Jingle Bells

Hey guys,

There are only a few days to go before Christmas...

...and to follow YPC's tradition of a Chrissy sing song, we rounded up the team on Monday to create plasticine models and produced our first stop motion animation for you. We hope you enjoy our version of an old favourite - Jingle Bells!

We wish everyone a joyous Christmas! Thanks for all your support and we look forward to a great year in 2010.

Live with passion,

Brett Alegre-Wood

09 Dec 2009 - The pros and cons of the pre-budget report

Hey guys

We'll take a look at today's pre-budget report and the sensational headlines that follows.

Why Vince Cable called the report 'a good budget for bingo and boilers'? What has bingo or boilers got to do with the PBR?

Will the PBR win Labour their next election or gamble their future away? We'll highlight the main points from the report - show you how this will affect our spending and savings, and why most of us will be £190 worse off.

There are some good news however... bingo tax is cut by 2% (don't ask me how this will make a difference to the economy), bank loans made easier for small businesses due to the extension of EFG, and the government is finally putting money into teaching us about money.

The question I have... is the PBR out to win votes for Labour or is it to solve Britain's ongoing debt issue? As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

02 Dec 2009 - Lenders ease deposit requirements for borrowers

Hey guys

Adam Posen from the MPC suggested capital gains tax and stamp duty should increase in line with inflation. The government wants to put an end to housing boom and bust, is this the way to go?

The average house prices went up for the seventh consecutive month but many economists predicts a drop in 2010. Is this a cause for concern or is this the nature of supple and demand?

We take a look at the annual percentage change in house prices and how this has changed between 2006 and 2009. Remember the overall picture may not be as bad as it seems as we take a closer look at the different regions.

Shocking stats from LV shows that over 1 million Brits at 50+ plans to cash in their properties for extra retirement income. Perhaps if they'd consider building a property portfolio they'd be able to live off their buy to let without having to sell their homes.

Finally, competition is returning in the mortgage market and it's good news for residential buyers as lenders ease deposit requirements. But what about the buy to let investors?

As always if you have any questions or want a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

24 Nov 2009 - Why 8 out of 10 savers are losing money?

Hey guys,

The Queen stepped in this week to urge for greater protection for savers. As shocking report shows that most of us are losing money by placing our cash in a savings account. So if you have cash in the bank right now, you're actually losing money.

Abbey is pushing the pace up on competition. They've launched a new current account with no fees. Will UK banks be on their knees with this new product?

We hear from a bunch of businessman sick of being turned away by their banks. So they've gone to the councils to set up a community bank for local businesses. Find out why this is an excellent idea to create some extra competition.

More house price predictions. We take a look at the top 5 experts make their predictions for 2010 - this range from growth of 2 to 3 per cent to fall of 6 per cent. Who can we trust and what are the reasons for their huge differences?

As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

11 Nov 2009 - The battle between the CML and the FSA

Hey guys

We had a play in the new studio this week and you'll notice I've been magically dropped onto the news articles... SCARY!! Let me know if this has increased your viewing pleasure. :-)

We continue with Movember - second week running and with a new member, Sophia, our first Mo Sista. Check out how the boys and girl are doing in the video - you should hear some of the growing pains!

On with the more important stuff - Bank of England predicts inflation will be below its 2 per cent target by 2012. Also confirming the economy is well and truly on the road to recovery and with no double dip insight. What will this mean in terms of interest rates and the economy as a whole?

Find out why the CML and FSA aren't meeting eye to eye? We'll take a close look at some of CML's thoughts on the mortgage market and work out if they make any sense.

Finally, we see house prices rise for the sixth successive month. Is this realistic or just another artificial price increase? And why Savills is bursting our bubbles by telling us their price fall predictions for 2010. As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

05 Nov 2009 - Why a shortage of over 1 million homes is opportunties for investors

Hey guys

So why is the YPC team turning into cavemen this November? Ah... the boys have joined Movember to raise awareness of men's health issues. Come back each week to see who'll finish with whiskers and who'll have a full grown moustache.

To cheer on your favourite Mo, please visit the Movember website and make your donations. Funds donated will go directly to The Prostate Cancer Charity (TPCC). It's all for a good cause!

This week we see house prices rise for the forth month by 1.2 per cent. Don't be deceived into selling your home or remortgaging just yet - wait until the market has fully recovered to make it worth your while.

An interesting report has come out from Savills to suggest a shortage of over 1 million homes between 2008 and 2020. Find out why this is good for investors. And we ask - so what's the government doing about this and are developers able to meet demands?

Big breaking news as 99% of news feeds focus on breaking up the three major UK banks. RBS, Lloyds Banking Group and Northern Rock are forced to sell to appease regulators in Brussels. What's fantastic is that these have to be sold to new banks and not to other major players like Barclays and HSBC. Lots of smaller banks, lots of competition, lots more products for us to choose from.

Don't call me biased but the Aussies are doing much better than the UK. We see another rise in interest rates. Find out what they're doing right and what we're doing wrong.

Thoughts for the week - sweet sound of competition, we're now looking forward to March 2010 and hearing more on competition than just certainty.

As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

29 Oct 2009 - Branson's no virgin to banking

Hey guys

Welcome to this week's property news. Today we see Sir Richard Branson jumping back into banking after his defeat with Northern Rock. He has just completed his banking application for Virgin Money and I think he'll get it approved by the FSA this time.

It seems Branson's not the only one creating competition. The government's also planning to break up Northern Rock into good bank and bad bank - I'll explain this in the video. What's important is that the more competition being created, the more opportunities there will be for us.

Is being realistic holding us back? If you're not ready to buy right now, make sure you educate yourself by reading lots of articles and start to set your plans in place. Be sure to look ahead and prepare yourself for the future. As the market improves, you'll be presented with lots of opportunities and you'll want to be ready to make some money.

And if you want to try my book 'The 3+1 Plan', it is available from Amazon.co.uk or why not download the first 5 chapters free on the 3+1 Plan website.

Lastly, The 3+1 Plan has been nominated in the People's Book Prize. If you've read the book, I'd encourage you to add your vote as I'd really love to get into the finals. Go to People's Book Prize website! (Note you'll need to register).

As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

08 Oct 2009 - Is it a V? Is it a W? Which road of recovery are we heading?

Hey guys,

I'm blown away by the number of articles on house prices this week and ask 'Are prices really rising or just lack of supply?' There's definitely a rise and it's helping to boost confidence, but be warned the economy maybe subdued due to mortgage availability.

Should the FSA quit before they're forced to leave? It seems they are doing everything they can to slow down the economy. Banks are told to keep large reserves to satisfy the new FSA policy. What this means to you is a lack of funds for lending. Not great when you should be making money from low house prices.

And recovery, is it a V or a W? Find out what's confusing the economists and why they would rather sit on the fence.

And finally, YPC Wealth is now fully regulated to offer you a complete range of financial services. To celebrate this great news, we're offering you free remortgages on your property for Life. For more information call Nick on 01522 507 897.

As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

24 Sep 2009 - Let's talk real issues at the G20

Hey guys,

As the top UK financial leaders prepare for the next G20 summit, Lord Turner, head of the FSA, urges them to consider capping bankers' bonuses. Funny the FSA didn't mention that they should have tightened lending before the credit crunch. See if you agree with me that this is just another distraction from the real issues?

We take a look at the LIBOR and how it's now on par with the BoE base rate at 0.57%. This is good news for those who are on a LIBOR tracker. It's also a sign that stability and trust are beginning to build between banks. Although they are not yet on top of their balance sheets this will definitely help.

And if you are looking for a new mortgage, don't just look at the interest rate as you may be paying more than your neighbour (even though he is on higher rate). We'll work out the real price of mortgages and learn how to look at the overall rate to get the best out of the market.

For the third week running we'll close on a good note. The CBI says 'Britain has probably come out of recession'. Things are looking up much quicker than predicted!

As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

15 Sep 2009 - Wanted - £130bn to save UK banks

Hey guys

We've just wrapped up a very busy week, culminating in a fantastic book launch at Borders, Charing Cross.

If you didn't make it down then check out the video on our blog. A big thank you for those who've purchased the 3+1 Plan book. We are still on the Top 100 List on Amazon and if you're interested in picking up a copy then pop over to their website.

Anyway let's get back to the Weekly Property News and we find out why banks are still holding back lending. With debts of £130bn, it's going to take more than a few years for them to move their balance sheets out of the red. Find out why I think foreign banks might eventually take over some of the UK banks.

But this is not all doom and gloom for lenders - as the market improves and confidence starts to grow, we'll see lending criteria relax to allow more lending.

I'll take you back to my 2009 predictions from January and see how they match the figures over the year. It'll be interesting to see how the last three months compare with the projection.

We'll also talk about supply and demand. In August the house prices actually raised due to lack of supply, but don't think this is the only factor that affects prices. We discuss some other factors in the video.

And finally, do you think you can stay away from the news for 6 months? I'll tell you why a break from the news room may leave you enlightened!!!

As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

10 Sep 2009 - Purchasing Managers Shopping to Boost Economy

Hey guys,

Welcome to this week's property news. I am afraid we've had technical issues with the camera so I've been cut out of most of the video. I am still there, you just can't see me :-)

Ok... this week we'll learn why UK is back in growth. We'll take a look at the indexes that points towards this and data showing us why we might be out of the technical recession very soon.

Our purchasing managers have regained their powers and are shopping to boost the economy. This means supply and demand is increasing and growth in spending.

There are two points of views on interest rate this week, we ask - Is the Bank of England stupid enough to rise interest rate next year or will it stay low until 2010? Find out my prediction in the video. See why off plan investors from three or four years ago are getting into trouble with their completions and how we can help. Find out when its a good time to buy off plan so you don't follow in their foot steps.

And lastly, Northern Rock is making a come back with a range of tracker mortgage products. Is it as attractive as it seems? As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

01 Sep 2009 - Banks continue to get richer at the expense of the investors

Hey guys,

Welcome to this week's property news. Today, we uncover just how much the banks are making from us as we're told of their increased profit margins. We'll compare SVR to LIBOR and work out exactly how little benefits they've passed on to us.

One economist spoke up to tell us why she predicts a painful end to the good times. Find out why she thinks public money would be better spent on topping up household wages rather than spending billions more in rescuing the banks.

Finally, could the worst be yet to come? Let's take a look at why economists are still pessimistic about the market and why the public is happy and smiling contrary to that? And is the world economy finally bouncing out of recession?

My thoughts for the week is that off plan is definitely starting to make you money. If you want to buy off plan than now is the time. As always if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

21 Aug 2009 - Could recession be over by September 2009?

Hey guys

My question of the week is... could this be the end of the Technical Recession? Find out what this means to you.

Again there are tons of headlines on government's income and expenditure. We look at how income is falling while public borrowing is rising. Are we going to be in debt for years? How is the government going to pull us out of this?

Don't be fooled by falling house prices and think we are in the double dipper. This is just a natural dip while house purchase is on hold during the summer months. I don't think there will be a scramble for houses in the final quarter but there'll definitely be a pick up.

Finally, I've been looking at foreign borrowing for a while. See how you can benefit from foreign money and their lower interest rates.

Live with Passion

Brett Alegre-Wood

21 Aug 2009 - Brett's Off Plan Special: So you want to be an off plan investor?

Hey guys

This week we're looking at a very special topic that will make you a lot money without the normal management hassles that comes with purchase.

But first if you haven't seen part one of the off plan video then check out offplan.yourpropertyclub.com.

Now as the market bottoms out, the off plan market can really give you some great investment opportunities. Imagine you buy at low market price with only 10 to 15% initial outlay, nothing to pay until completion and no hassle from tenants or property managers until 2 to 3 years time. And all the while your property value continues to rise. I say 'Welcome to Off Plan Investment!'

Make sure you watch this video to find why we'll be doing more off plan properties and how they can really make you money. I'll also cover some of the questions you might have before you invest in off plan.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

14 Aug 2009 - Quantitative easing slows down as the economy improves.

Hey guys,

Lots of positive data came out this week, not just from the property experts but from various government departments.

We take a look at unemployment and why you shouldn't be afraid of the figures shown.

We see quantitative easing slowed down as economy improves and the bank is no longer ploughing billions in to simulate the market. Plans are in place to reduce spending from ?25 Billion a month to a total of £50 Billion in 3 months. We'll keep a close eye on this.

We'll tell you why you should ignore articles on recessions and concentrate on inflation figures and interest rates. Inflation is predicted to stay below 2% for the next 2 years. For us, this means interest rate will do the same and stay low for the next 2 years.

Ending this week with a good note and a complaint: RICS predicts house prices in the final quarter of 2009 to be much better than the same quarter in 2008. The housing market is definitely stabilising and we'll soon see better mortgage products and increase in sales. And why I think energy certificates are a waste of time; who really looks at them?

Get in touch if you have any questions or want to have a chat about current opportunities, call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

05 Aug 2009 - Property Professionals vs Economists - Are we really over the recession?

Hey guys

It's been amazing to see more positive news then negative over the last three to four months. But as the market flattens, arguments have emerged between economists and property professionals on whether we are finally at the stage of recovery. Find out my thoughts in this week's property news.

The National Housing Federation tells us house prices will continue to fall until 2011. Bottom line... don't expect it to be a quick recovery and look forward to the Olympics as things will definitely look up for 2012.

Northern Rock is in the news this week... not surprising to hear they have again written off bad loans. Not all banks are experiencing the same difficulties. Barclays has made Â?3 billion profit due to their lending margin using the low LIBOR rate to make up their balance sheet. With certain bank's balancing their accounts we hope to see more competitive mortgage products hit the market.

Finally, Nationwide is leading the way to lower mortgages with cuts on fixed rates. Starting at 3.98%, this should create a bit of competition and get property back on the ladder.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

28 Jul 2009 - Brett on GMTV with Penny Smith

Hey guys

Just got back from the studio at GMTV. If you've missed this morning's show check out my first TV interview below and find out my thoughts on first time buyers.

Live with passion,

Brett Alegre-Wood

23 Jul 2009 - Can the government's wallet tame the recession?

Hey guys,

We're really excited this week to tell you about a new range of products we are about to launch. As the market fluctuates and uncertainty still holding back investors, we've found some great opportunities overseas with both capital and rental guarantees for added security.

We'll continue with last week's topic on the banking system as news filters through that the FSA may close for good. The question is can the Bank of England regain control and kick the economy back into shape.

Mixed messages on house prices; on one side the national newspapers tell us how house prices are rising, on the other we see the National Institute of Economic and Social Research telling us we're going to see falls for another 2 years. Who should we believe? Either way it looks like house prices are on the road to recovery.

Gordon Brown says spending is good for the economy, he's certainly backing this up as we see a deficit of £9.9 billion from the government each month. Can spending really impact on the natural cycle of recession? One thing we do know is that if money is spent well then opportunities will follow.

And finally, we end this week with a warning from the banking giants - do not manipulate your financial details as lenders have a way of tracking data. So, if you earn £25,000 tell them you earn £25,000.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

14 Jul 2009 - Are we heading towards one big bank??!!

Hey Guys,

Hello again and welcome to another edition of Weekly Property News!

This week I'll be taking a minute to discuss the UK's next troubled big business - British Airways. It comes as no surprise to me after my recent BA experiences and just goes to show, these days If you're gonna charge a premium price you better be able to back it up with premium service.

As far as recovery goes there's good news and bad this week but what all the top headlines are pointing to is that the HBOS & Lloyds merger was a terrible mistake, for you, for me and for all new build investors.

We'll take a look at why Brown's latest decision is such a huge kick in the teeth for buy to let investors and how its going to change the face of lending in the UK. Are we heading for one big bank?

Finally, there are 1 million first time buyers waiting for property which just goes to show that the demand is there. It's just confidence that is lacking. The second these people who I call 'the herd' jumps back into that's when we'll start seeing more broad-based recovery!

Live with Passion,

Brett Alegre-Wood

13 Jul 2009 - Who's to blame??

Hi Guys,

It's always the first thing that happens when something goes wrong.. we look for some one to blame. It's the same for the credit crunch, recession, economic downturn or whatever you want to call it - everyone is looking for someone to blame!

I gave this presentation at our Set and Forget Workshop over the weekend and though it was important that I share it with the rest of you!!!

Live with Passion,

Brett Alegre-Wood

07 Jul 2009 - Positive trends give the housing market hope.

Hey guys

I am back from my honeymoon in Alaska and at work bringing you the Weekly Property News.  We had an amazing time, it was absolutely fantastic to see the wilderness and couldn't recommend it enough!

Anyway I am back and this week we see 8.1 billion pounds being paid back to lenders within the first 3 months of 2009.  As homeowners feared the worst in 2007 and 2008, they ploughed their money into debts and mortgages. This is a huge amount being paid off. But have we forgotten about our savings and aren't savings an important indicator to consider?

We are also glad to see the government doing their bit to help the economy. They have again emphasised on building 20,000 new homes within the next 2 years and hope to create 45,000 new jobs.  No doubt this will give the housing sector a big boost. We'll dive in to see how this will affect us as individual investors.

And at last the Bank of England shows hope. Professor David Miles, a BoE policy maker last week offered encouragement on the housing market and how he feels this may be the end of the house price falls.

Finally we look at why the affordability measure is so important to us as reports predict property prices to be 10 times our average salary. But it's not all as it seems and you'll find out why from our review.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion

Brett Alegre-Wood

23 Jun 2009 - The 4th Way to Make Money From Property. Opportunity or Risk?

Hey guys,

This week we take a look at flipping, which I also call the 4th way to make money from property. You'll hear a lot more of this in the next 6 months (and not just from me), so if you are going to take advantage of this opportunity, make sure you understand what you're doing. I have more details in the video.

We are also hearing a lot more about 'off plan' properties and even the developers agree this is a good way to make money in this stage of the market.

Again there're lots of positive stories. First time buyers making a come back, landlords snapping up bargains, and the fundamentals are coming back in place. In the short-medium term, house prices will rise and fall, inflation is expected to rise and interest rates the same. I'll look at why you may want to fix your mortgage on your home and why you'd want to leave it on your buy to lets.

Finally, we've launched YPC Wealth this week with products specifically for property investors. As we are unlike other investors, we like to be in control of our finances and we can show you a range of products that you'll have control of.

I'll be back in 2 weeks as I am off on my honeymoon in Alaska. As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

09 Jun 2009 - Everyone is seems to be jumping back into property - who are they and why?

Hey guys

Another week of good news as more developers return to the market. They're bringing more properties with them and have begun work on vacant building sites. But why now? In my video, I'll examine what's going on in this phase of the market and show you why it's time to jump back into property.

We continue this week with a story on Robbie Fowler. Find out how a footballer is beating us at the property game and what you can do to win back with purchasing power.

In other news, things are definitely looking up as lenders prepare for the inevitable revival in the property market. Great news, but a double edged sword as they look to increase interest rates and (naturally) profit margin.

To wrap up, thank goodness we're hearing less on MP's expenses and more on the European elections. Perhaps we'll get the right people into power to improve the economy.

Finally find out why it's time to look into off plan as almost anything you buy at rock bottom prices will provide better returns in the next 3 to 5 years.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

03 Jun 2009 - House prices & consumer confidence are on the up!

Hey Guys,

Welcome to this weeks property news - apologies for missing last week but it's been busy times for us as I'll tell you in the video...

First up, the government says bank mergers are the answer but will the resulting drop in competition be devastating for investors? I'll give you my opinion and tell you why 'the fringes' of the mortgage market may now be the answer.

Next we'll take a look at two important indicators of recovery - consumer spending is on the mend so confidence is returning to the market. House prices are also telling the same story as we hit our fourth month running of increased property prices.

You'll see proof that house prices have 'bottomed out' and we'll take a look at the supply and demand pressures which mean we should see the lower end of the market improving in the near future.

Finally: Salesmanship vs. Good Solid Fundamentals. How knowing the difference can save you from making a shoddy investment!

Enjoy!

Live with Passion,

Brett Alegre-Wood

21 May 2009 - Split decisions: What you should know about our road to recovery

Hey guys,

The media's been giving us mixed messages over the last month but is the economy really on the mend? Or are we getting worse? This week I'm going to take you one step closer to an answer...

First up why, thanks to the recession your pennies will go farther this summer as the Euro starts to slip while Sterling makes a comeback.

Looking closer at the property market: why we may have got it wrong in the first place! Overstated repossessions mean we might be in a better place than we thought! Plus house prices are on the mend with sales improving and buyer enquiries at their highest in a decade!

So is are we on the road to recovery? Yes. But we aren't there yet!

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

12 May 2009 - This week's top 6 indicators of the recession easing off

Hey Guys,

Everyone seems to be talking about the 'green roots' of recovery. In particular, we'll take a look at this week's top 6 indicators.

But first off, should you need a license to be a landlord? The government's plan for compulsory landlord registration could mean for you. (Hint: some are calling it a 'slug in the teeth' for investors.')

We'll also take a look at interest rates, employment, house prices and mortgages and how everything is trending towards recovery. And two major international bodies agree: the OECD and G7 have said that worldwide (and especially Britain) the recession is easing,

There's also some great news in property industry - construction has begun to take off again as developers realise they need new stock so they don't miss the boom when the market swings around in earnest.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

05 May 2009 - It must be recovery.. or not?

Hey Guys,

Have the last few weeks of optimism been false starts? Are house prices really on the mend or do continued job cuts and more companies going under mean we've got further to fall?

This week I'll be showing you why the media has turned yet again from optimism to gloom and doom as more job cuts loom, banks struggle and lending continues to be unpredictable. By understanding the market you'll see that recent job cuts are part of the natural cycle rather than a signal that the world is coming to an end.

But naturally, with the bad comes the good -- so we'll take a look at the positive headlines this week.

House price affordability is the best it's been for years and this means a massive opportunity for investors and first time buyers to jump into the market. We'll also be taking a look at what 'recession pressures' are, why they mean your tenants can cost you money, and how simple solution is to ensure your properties are managed effectively. To finish up we'll look at a funny example of how companies are adapting to create publicity and fight the recession.

As always, if you have any questions or want to have a chat about current opportunities call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

28 Apr 2009 - The big news in house prices and mortgages: why things may not be as they seem

Hey Guys,

House Prices, mortgages and lots of panic about a plane in the sky. This week it's all about perception!

We'll take a look at how 'vultures' are creating artificial demand and what it means to house prices and mortgage lending. I'll also give you a heads up of the upcoming change in mortgages that will affect thousands of investors and show you how to prepare yourself.

In fact, this week you need to be even more aware of what's really going on. Bad decisions will mean costly mistakes. Also don't forget to check out my 2009 UK Budget Special where I take a look at what the Budget means for property investors.

If you have any questions or want to have a chat about how to take advantage of the massive opportunity in the current market call the team on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

27 Apr 2009 - Brett's 2009 Budget Special

Hey Guys,

Last week's Budget affects you as a property investor, did you read it? If you have, well done! Frankly though I'd be surprised if you had, after all, it's 269 pages long.

I know this because I read it so I could bring you a summary of how it affects you and your property portfolio. That's the kind of generous guy I am.

Don't worry though - I wont bog you down with every minute and frankly insignificant detail. Instead, we'll be looking at the bigger picture.

I'll give you a simple framework to understand how the government manages its money so you can look behind the numbers and make your own decisions. And as a fellow property investor I'll focus your attention on the details that are aimed at us -- like Stamp Duty and Shared Equity Mortgage Schemes (which I'll also explain if you'd not heard of them before).

Finally I'll show you why the recession has had a huge role in shaping this budget and give you the scoop on what you can do as an employee, employer or investor to overcome the economic slump.

As always, if you have any questions give the team a call on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

21 Apr 2009 - Deflation, Recession and Pensions: what do they mean for you?

Hey Guys

This week's property news comes to you direct from my front yard! The weather has been too good for me to miss out on...

Today I'll be explaining why basics like milk and bread getting cheaper ISN'T a true indicator of the current market and what what it really means for you. I'll also decrypt the CBI's prediction of a 'slow and fragile' recovery for the economy for you and explain what it really means for you.

Following on, I'll update you on the £53 billion that pension funds have lost since I last reported on it in February this year - only 2 months ago!! It's becoming rapidly plain that pensions just won't be looking after you when you retire and you need to make a plan, NOW.

Finally, are you one of the four million home owners waiting for the market to bottom out? I'll show you why you shouldn't wait, or more specifically, why you can't afford to wait. The faster prices drop the sooner they'll go up and with 4 million other keen investors rushing in the market, the competition will be fierce!

DON'T MISS MY SPECIAL BUDGET UPDATE NEXT MONDAY!

If you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

14 Apr 2009 - How 3 weeks can make massive difference in property!

Hey guys!

I hope everyone had a fantastic Easter break. In the past few weeks I've noticed pretty much only positive news in the press and it really seems like we've hit the turning point of the news cycle for property. It's amazing the difference 3 weeks can make.

Before I report on all that though, I'll start out with an exciting bit of my own news: YPC is expanding and we're opening a new office in Lincoln. We'll be expanding into the financial services market and will be able to offer our clients a whole new range of services!! Stay tuned for more info.

And on the property front, you don't have too look far to see that the general mood it on the up. I'll take a look at the stats that show the housing market is heating up and I'll introduce you to the next big lender to jump back into the lending market. It's win win everywhere as the Office of Fair trading gets closer to settling a big one for Landlords in the UK and there is even talk of Spanish Markets bouncing back - although I don't know if I agree.

To finish the week off I'll show you the record-breaking £100 million property. Keep investing wisely and who knows... one day you might be the owner of a house like this!

If you have any questions or want to know more then give the team a call on 0207 812 1255.

Live with Passion,

Brett Alegre-Wood

07 Apr 2009 - The property market recovery and dwindling stock supplies signals a great opportunity

Hey Guys,

Even though there are still a few 'doom and gloom' merchants out there, most of the news at the moment is positive. The majority of the chatter is about recovery; great news for us property investors.

To kick things off I'm going to show you an example of how the news can sometimes contradict itself and why you shouldn't just believe everything you read.

I'm also going to discuss dwindling stock supplies on a macro level as industrial output falls 4% and explain why this is an opportunity and not a cause for alarm.

Next we'll take a look at the big news this week - the G20 Summit and whether the decisions made there will affect our economic future positively, negatively or even at all.

Finally I leave you with my final thoughts about the awesome prices we're seeing at the moment and why they're the biggest opportunity we're seen in the market for quite a long time. They're giving our investors a real opportunity to jump back in at pre-2003 prices.

As stocks dwindle, we're seeing the 'vultures' snapping up last of the stock (we're one of them!) If you want to know how to take advantage of the incredible deals we're seeing right now, give the team a call on 0207 712 1255.

Live with Passion,

Brett Alegre-Wood

01 Apr 2009 - Week 5 of the Recovery Special - Government Debt: Where does it come from and how does it work?

Hey guys,

Welcome to the fifth and final week of the Recovery Special.

This week I'll be wrapping things up by taking you through how governments get into debt and how this debt is is actually helping work towards economic recovery.

Our main focus is on what's called 'gilt-edged' securities and I'll show you why these fancily-named beasts are currently controversial and could really mean the difference between success and failure for economic recovery.

First up though we'll be taking a quick look at the news.

This week optimism seem to be rising - banks are giving out more mortgages and some Britons are taking advantage of interest rates and paying their mortgage down much faster than usual!

We'll also be taking a look at whether unemployment will affect us as investors and what we can do to avoid potential problems with unpaid rent.

Finally, my thoughts for the week: well it's sunny outside and that positive feeling seems to be infectious as far as property is concerned. More and more people are realising the massive opportunity that's rising in today's market. As for us, we can't seem get property fast enough!

Live with Passion,

Brett Alegre-Wood


23 Mar 2009 - Week 4 of the Recovery Special - What GDP means to the recession...

Hi Guys,

Welcome to week 4 of the Recovery Special! Apologies for the lack of news last week - I was in Ireland for St Paddy's day :)

But we're back this week and first up I'll be taking you through a quick review of the what's happening in property. First up the backlash against new FSA regulations which may stop you from getting a mortgage if its value is more than 3 times your income. Next we'll take a look overseas at the US market and how they're solving their toxic loan problems.

We'll be looking at why Sir David Tang is saying that optimism is a cure for the economic downturn and how your mindset is crucial to beat the recession. Finally we'll look at why there is a select portion of the market where prices are on the rise and why getting in now is so important.

The Recovery Special presentation will take a look at GDP what it is, how it's calculated and how we can use it to predict the length and severity of this recession. You'll learn why actions and emotions are your best defense and why you need to act now or miss out on a massive opportunity!

Live with Passion,

Brett Alegre-Wood

09 Mar 2009 - Week 3 of the Recovery Special: Lesson in economics - Quantitive easing, Supply and Demand

Hey Guys,

This weeks property news is Week 3 of the 5 week Recovery special and this week it's another lesson in economics. First off, we'll take a look at how quantitative easing is getting the wheels of the economy turning again, and how £75 billion is being spent to do it.

Then I'll be taking you back to school for an introduction to the economics of supply and demand. Prepare for flashbacks of high school as I use the supply and demand curve to explain the mechanics behind what's really happening and show you what this means for the property cycle. We'll look at the opportunities for investors and what strategies you can use to use to adapt to supply and demand fluctuations. You'll learn why property always booms after a recession and why being an 'early adopter' will allow you to take full advantage of the massive current opportunities.

Finally we'll finish off by looking at Zig-Zag theory and how you can apply this now to make massive gains in the market!

If you have any questions or want to know more then give the team a call on 0207 812 1255 and they'll be happy to take you through a full explanation.

Live with Passion,

Brett Alegre-Wood

05 Mar 2009 - How to profit from the off plan boom of 2009-2016

Hi Guys,

I've always said that you need to match your strategy to the market - and right now, if you're one of the few that can adapt quickly, you'll be laughing.

There's an enormous opportunity building and off plan property represents the next phase of the current market - a market that is gathering momentum for its next boom period.

Why it's all about timing...

As I said, the most important thing with off plan property is timing and management of risk. Buying off plan property in a stagnant or dropping market is RISKY, since if it completes a year or more away the market may well turn against you before you complete. BUT if you buy at (or around) the bottom of the market with a long lead time until completion is a awesome investment. Make no mistake the opportunities are huge.

Take a look at the current market situation you can see why I'm saying that off plan is starting to look like a very good proposition again. The market has turned, the credit crunch has well and truly pushed us to the bottom and whilst things are improving we are a still little way off the 'galloping' stage of the cycle.

So now is the time to jump into off plan property!!!

Investing in off plan in the right market is a seriously lucrative opportunity. My feeling is that anything completing after June 2010 is fine as long as it has good solid fundamentals, by then the mortgage market will be in better shape as well. We're going to be helping you take full advantage of the off plan opportunity and we'll be continuously launching selected off plan developments over the coming 5 to 7 years.

Checkout my latest video on off plan property and how you can make the most out of the upcoming boom!

If you have any questions about investing in off plan or want to know more check out out off plan property page www.YourPropertyClub.com/offplan or call the office on 0207 8121 1255.

Live with Passion,

Brett Alegre-Wood

03 Mar 2009 - How the banks got into the trouble they're in, plus we'll look at the coming boom in off-plan property

Hi Guys,

It's week 2 of my 'Recovery Special' and this week I've put together a special presentation which helps explain how banks got into the trouble they're in today.

First up though, we're going to take a quick look at the upcoming boom in off plan property and how you can take advantage of it to set yourself up for life. We'll also be looking at the AIG over in America and how a drop in market confidence is creating opportunity for investors since its keeping prices low and competition at bay.

Also, as part of the Recovery Special I take a look at why banks still aren't lending. To help you understand better, I'll delve a little into the mechanics of what's happening with the banks' balance sheets.

My thoughts for the week? I believe that now's the time to position yourself to make massive gains in the market. It won't be long till banks start lending again, and for demand to pick up and overwhelm supply. Those acting now will capitalise on one of the biggest opportunities we'll see in this lifetime.

If you have any questions or want some help with planning a strategy to take advantage of the market then give the team a call on 0207 812 1255.

16 Feb 2009 - Why you need to be looking long-term in this market where developers are now building to order

Hi Guys,

They say 'no news is good news' and I had to do some serious sniffing around this week to dig up some original stories for you.

We'll be taking a look at 'build to order' and how developers are now basing their business on this new model and what it means for us. We'll take a look at what effect the recession is having on house prices and the fact revised unemployment figures which are expected to get to 3 million before the end of the recession.

I'll also be taking a look at investing in Gold and how it has traditionally the fall back investment in times of crisis. We'll also chat about 'Toxic Loan Books' - what they are, how they affect the banks and how they're not all bad news for shareholders.

We finish off with an unadulterated, honest look at the lending situation (or lack thereof) and where the prices are bottoming out. I'll finish off by explaining why, in this market you need to, have to be looking 3-5 years down the track with your investments.

Enjoy!

If you have any questions or want some help with planning for the 'What ifs' then give the team a call on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

11 Feb 2009 - Is this really the worst recession since the War or just a normal part of the cycle?

Hey guys,

Welcome to the this week's video market update! Glad to have you back!

People have been calling it the worst recession since the war, etc.. Are they right? Is what's happening now just a normal part of the property cycle? Or is there more to it?

Executives' bonuses are being denied left and right. Do they deserve them? Is there another side to the story?

Developers are 'out of stock' and 'out of options'. Here at YPC, we're really finding it tough to find good stock that fits our model for our clients. There's lots of crap out there, so be careful and remember that if you want impartial advice on any deal you've been offered, give the team a call and we'll be happy to give you an honest, no-salesy opinion.

My thoughts for the coming week: the market's started to bounce back - the gears are turning again, which is great news. If you can, jump in and grab the last stock units because they're really drying up as we move to off plan, which has really gotten a bad name over the past few years simply because people were using it in the wrong phase of the market.

If you have any questions or want some help with planning for the 'What if's' then give the team a call on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

02 Feb 2009 - Developers' stock lists are drying up and that means one thing

Hey guys,

This week's UK and International Property News update is our first outside broadcast -- brought to you direct from the snow drift outside our offices in Islington. Only half the office made it in today so we had a bit of fun playing in the snow. You'll see the results at the end of the video (hint: look for the YPC Snowman).

This week I introduce a topic that I will be covering on a weekly basis, that of Off Plan Property. As developers' stock list dry up they're turning to off plan as the answer. The problem at the moment is that banks are not very motivated to lend to developers for new property unless they have a huge amount of security. It's good news for investors as these are the very developers who are prepared to offer great bargains to those who are prepared to exchange off the plan.

I then take a look at the property markets around the world, using Dubai, Hungary and my hometown, the Gold Coast as examples of what's happening all around the world's property markets.

Finally, my thoughts for the week are that the bad news is going to keep coming but really no-one knows what's happening or when it will turn around. Worst case scenario -- I think that if you can survive for three months then get a job at 75% of your current income you are in a great position to survive the recession. So if you aren't there look at the steps you need to take to get there and if you are there then relax and stop reading the doom and gloom that seems to be everywhere.

If you have any questions or want some help with planning for the 'What if's' then give the team a call on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

26 Jan 2009 - Bank bailout special, unemployment and our Portfolio "B" strategy

Hey guys,

Welcome to this week's update and before I forget -- Happy Australia day!

This week, it's a bank bailout special and i'll be devoting this week's property news update to the subject of bailouts. What exactly is a bailout, who's behind them, and what do they hope to achieve? did the previous one work? will the new one work? what are the implications if it doesn't?

Finally, I give my thoughts on unemployment, the global stabilisation of prices and talk about YourPropertyClub.com's Portfolio B strategy.

Register to receive your weekly property news update straight to your inbox every Monday or call my team on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

19 Jan 2009 - Newly affordable housing prices lead to spike in buyers' interest

Hey guys,

Welcome to this week's update!

I had a good weekend with an offer being accepted at half the asking price on a property we were looking at. I also look at how the property is becoming much much more affordable to buy now that prices have dropped. Good news if you are looking to jump back in the market but were concerned about your income. We also look at the spike in interest in property in the UK and how this is not leading to sales because of mortgage availability and affordability.

Also this week I recount the story of the famous property expert who owned over 100 properties but then went bankrupt. I let you in on the lessons you should learn from the fiasco and how to become a better property investor than he ever was. I hope you enjoy the show!

Register to receive your weekly property news update straight to you every Monday or call my team on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

14 Jan 2009 - What are experts saying about price drops this year - a review...

Hey guys,

Welcome back to 2009 and my Weekly Property News Update. I've just spent the past 3 weeks in Spain escaping the worst of the UK weather - but I'm back now refreshed and ready to bring you property news every week.

OK so let's look at this weeks property news update.

This week I looked at what the experts are saying about price drops throughout 2009. The average prediction was a price drop of 10% and recovery in 2010 with full recovery back to 2007 prices in 2012. Overall though, I've found that the market has returned from holidays with a refreshing optimism. There are far less stories of doom and gloom and even some positive ones. We'll also take a look at the massive 65 billion drop in the value of pensions.

The story on every homeowner's lips is obviously the 1.5% base rate and how it has affected your cash flows. On an international front, we look at Spain and the fact that it's still the favoured international destination as well a story close to home - the latest figures on the British invasion of Australia.

Finally I look at why now is the time to jump in and buy. Prices are at or near rock bottom and you're well placed to make an incredible amount of money.

Live with passion,

Brett Alegre-Wood

15 Dec 2008 - Rising unemployment and its lag effect on the property market, plus more

Hey guys,

Here's the weekly property news update!

This week I cover rising unemployment and its lag effect on the property market, the recent price drops and the coming recovery -- who do you believe on the all important dates? And would you believe that the next property crash is already being predicted???

I've seen first hand that the big buyers are jumping back into the market now that there are great deals on offer, but in general, lenders are waiting, news is worsening, but cashflow is getting better.

Live with passion,

Brett Alegre-Wood

08 Dec 2008 - My view of the current market and where I think it is heading

Hey guys,

Without further ado, here's the weekly property news. Don't miss the new bit I've added which is my view of the current market and where I think it is heading.

Live with passion,

Brett Alegre-Wood

01 Dec 2008 - Weekly Property Market Update - 1st December 2008.

Hey guys,

Here is my weekly property news and market update.

Live with passion,

Brett Alegre-Wood

24 Nov 2008 - Weekly Property Market Update - 18 November 2008

Hey guys,

Well this week the update was late because i learnt the difference between upload and download speeds for internet. At home I have Virgin broadband who offers 1mb download but only 25bits of upload.

Anyway it won't happen again. :) Here's this weeks property update.

I hope you enjoy this weeks update. This week we cover:

- Halifax disappoints with base rate drop

- Credit Crisis over says Forbes

- Oil Prices Fall on fear of recession

- Unemployment

- Identity Fraud and how to avoid it

Live with passion,

Brett Alegre-Wood

12 Nov 2008 - New Video: Weekly Property Update - 11th Nov 2008

Hey guys,

We are in the process of converting all of our education into downloadable audo/video so those of you that are up to date with technology can hear me anywhere and anytime. :)

To start things off, I've started to record a weekly property update each week. I will be picking the most topical issues and giving you my feedback on them. This week we'll be speaking about:

In UK news:

- Prices falling at a record rate
- Prices down because of stock not distressed sales
- Has your property dropped in value?
- Phil Spencer predicts bounce back
- 1.5% rate drop & Libor down to 4.49%
- Read about the Libor rate.

In World news:

- Dubai Property Downturn
- Obamania - Will US prices turn around now?

So click the video to enjoy my first attempt at video podcasting.

Look forward to having you next week. If you have any questions call the team on 0207 812 1255.

Live with passion,

Brett Alegre-Wood

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